St. Joseph County property record for 14177 Garber Rd, Constantine, MI 49042
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,456 sqft · built 1989 |
| Lot Size | 10.5 acres (459,558 sqft) |
| Owner | Individual on Record |
| Last Sale | $318,000 (Apr 2019) |
| Deeds & Mortgages | Nov 2025 Transfer Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-011-003-00 |
| Primary APN | 003-011-003-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,456 sqft Building Perimeter |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 1,456 sqft |
| Unfinished Basement | 1,456 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 459,558 sqft (10.5 acres) |
| Garage Area | 672 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 14177 GARBER RD |
|---|---|
| City | CONSTANTINE |
| State | MI |
| Zip | 49042-9637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM NW COR SEC 11 T7S R12W TH N 89D 49M 36S E 544.28 FT TO POB TH N 89D 49M 36S E 778 FT TH S 00D 01M 40S E 591.86 FT TH W 77 |
| Legal Range | 12W |
| Legal Township | 07S |
| Legal Section | 11 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | CONSTANTINE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 41101 |
Source: St. Joseph County assessment roll, as of August 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 14177 GARBER RD, CONSTANTINE, MI 49042-9637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2025 | Intrafamily Transfer, Transfer |
| Apr 23, 2019 | Warranty Deed, Transfer · VA Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2019 · Amount on Record |
| Deed Sale | Apr 23, 2019 · Amount on Record |
| Prior Sale | May 24, 1996 · Amount on Record |
| Deed Book / Page | 1956 / 93 |
| Last Transfer Date | Oct 15, 2025 |
| Transfer Doc | 2025008686 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Nov 4, 2025 |
| Property Address | 14177 GARBER RD, CONSTANTINE, MI 49042-9637 |
| Document Number | 2025008686 |
| Instrument Date | Oct 15, 2025 |
| Instrument | 2025008686 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 61420 N MAIN, JONES, MI 49061-8722 |
| Name | Verified Name |
|---|---|
| Address | 14177 GARBER RD, CONSTANTINE, MI 49042-9637 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Apr 23, 2019 |
| Property Address | 14177 GARBER RD, CONSTANTINE, MI 49042-9637 |
| Document Number | 01956/0093 |
| Book / Page | 1956 / 0093 |
| Instrument Date | Mar 27, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | OAK TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $349.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 61420 N MAIN, 61420, JONES, MI 49061-8722 |
| Name | Verified Name |
|---|---|
| Address | 14177 GARBER RD, CONSTANTINE, MI 49042-9637 |
| Document Number | 0000195696 |
|---|---|
| Date | Apr 23, 2019 |
| Instrument | 1956/96 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
Source: St. Joseph County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Constantine Township |
| Unified School District | Constantine Public School District (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $312,200 (+2.09%) | $624,400 (+2.09%) |
| 2025 | $305,800 Land $21,500 Building $284,300 | $611,600 Land $43,000 Building $568,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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