1424 Cornish Rd, Troy, OH 45373 Property Records

Miami County property record for 1424 Cornish Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,470 sqft · built 1960
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Jul 1985)
Tax Bill	$2,092 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D08-042360`

Property Details

APN / Parcel Number

Primary APN	`D08-042360`
Alternative APNs	`050617.4-15-010-00` `D08NW053 01200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,470 sqft Living Area
1st Floor Area	2,940 sqft
Basement Area	1,470 sqft
Unfinished Basement	1,470 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	120 ft deep x 87 ft wide
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1424 CORNISH RD
City	TROY
State	OH
Zip	45373-1274
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 4263 86.5
Legal Subdivision	WESTBROOK SUBDIVISION NUMBER FIVE
Legal Lot Number	4263
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1005
Census Tract	365002

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1424 CORNISH RD, TROY, OH 45373-1274
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Aug 22, 2019	Deed of Trust, Mortgage · ARM UNION SAVINGS BANK
Dec 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 30, 2016	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 1985 · Amount on Record
Deed Sale	Jul 1, 1985 · Amount on Record
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1424 CORNISH RD, TROY, OH 45373-1274
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018024
Date	Dec 2, 2020
Instrument	2020OR-18024

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2040

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1424 CORNISH RD, TROY, OH 45373-1274
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009604
Date	Aug 22, 2019
Instrument	2019OR-09604

Lender

Name	UNION SAVINGS BANK
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	10%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1424 CORNISH RD, TROY, OH 45373-1274
Document Number	0000000284
Instrument Date	Dec 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1424 CORNISH RD TROY OH 453731274, TROY, OH 45373-1274

Mortgage

Document Number	0000000284
Date	Jan 8, 2019
Instrument	284

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2049

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1424 CORNISH RD, TROY, OH 45373-1274
Document Number	0000004459
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Oct 27, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1424 CORNISH RD TROY OH 453731274, TROY, OH 45373-1274

Mortgage

Document Number	0000004459
Date	Apr 14, 2017
Instrument	4459

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2047

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,092.00 (+10.05%) Homeowner's exemption	$84,220 (+39.81%) Land $10,540 Building $73,680	$240,600 (+39.8%) Land $30,100 Building $210,500
2024	$1,901.00 (+0.96%) Homeowner's exemption	$60,240 (-) Land $11,410 Building $48,830
2023	$1,883.00 (+16.52%) Homeowner's exemption	$60,240 (-) Land $11,410 Building $48,830	$172,100 (-) Land $32,600 Building $139,500
2022	$1,616.00 Homeowner's exemption	$60,240 Land $11,410 Building $48,830	$172,100 Land $32,600 Building $139,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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