1385 Cornish Rd, Troy, OH 45373 Property Records

Miami County property record for 1385 Cornish Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,120 sqft · built 1969
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$242,900 (Oct 2021)
Tax Bill	$2,668 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D08-055237`

Property Details

APN / Parcel Number

Primary APN	`D08-055237`
Alternative APNs	`050617.4-09-002-00` `D08NW084 00800`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,120 sqft Living Area
1st Floor Area	4,240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1385 CORNISH RD
City	TROY
State	OH
Zip	45373-1209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 5791
Legal Subdivision	WESTBROOK SUBDIVISION NUMBER 8
Legal Lot Number	5791
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2009
Census Tract	365002

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1385 CORNISH RD, TROY, OH 45373-1209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Oct 26, 2021	Warranty Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP
Mar 21, 2017	Quit Claim Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2021 · Amount on Record
Deed Sale	Oct 26, 2021 · Amount on Record
Prior Sale	Oct 26, 2021
Deed Document Number	20212021OR-18635
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1385 CORNISH RD, TROY, OH 45373-1209
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013503
Date	Sep 21, 2020
Instrument	2020OR-13503

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45434

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 25, 2045

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 26, 2021
Property Address	1385 CORNISH RD, TROY, OH 45373-1209
Document Number	0000018635
Map Reference	MB 10 PG 31
Instrument Date	Oct 20, 2021
Instrument	2021OR-18635
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1385 CORNISH RD, TROY, OH 45373-1209

Mortgage

Document Number	0000018636
Date	Oct 26, 2021
Instrument	2021OR-18636

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Mar 21, 2017
Property Address	1385 CORNISH RD, TROY, OH 45373-1209
Document Number	0000003430
Instrument Date	Mar 16, 2017
Instrument	3430
Transaction Type	Transfer
Record Updated	Mar 28, 2017
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1385 CORNISH RD TROY OH 453731209, TROY, OH 45373-1209

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,668.00 (-2.16%) Homeowner's exemption	$80,510 (+11.28%) Land $11,030 Building $69,480	$230,000 (+11.27%) Land $31,500 Building $198,500
2024	$2,727.00 (+2.21%) Homeowner's exemption	$72,350 (-) Land $11,940 Building $60,410
2023	$2,668.00 (+17.48%) Homeowner's exemption	$72,350 (-) Land $11,940 Building $60,410	$206,700 (-) Land $34,100 Building $172,600
2022	$2,271.00 Homeowner's exemption	$72,350 Land $11,940 Building $60,410	$206,700 Land $34,100 Building $172,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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