1397 Cornish Rd, Troy, OH 45373 Property Records

Miami County property record for 1397 Cornish Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,308 sqft · built 1970
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Sep 2026)
Tax Bill	$2,720 (2025)
Deeds & Mortgages	Sep 2026 Sale Feb 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D08-055242`

Property Details

APN / Parcel Number

Primary APN	`D08-055242`
Alternative APNs	`050617.4-09-001-00` `D08NW084 00700`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,308 sqft Living Area
1st Floor Area	4,616 sqft
Basement Area	1,154 sqft
Unfinished Basement	1,154 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	120 ft deep x 95 ft wide
Garage Area	758 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	312 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1397 CORNISH RD
City	TROY
State	OH
Zip	45373-1209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 5792
Legal Subdivision	WESTBROOK SUBDIVISION NO 8
Legal Lot Number	5792
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2009
Census Tract	365002

Owner

Source: Miami County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1397 CORNISH RD, TROY, OH 45373-1209
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 7, 2025	Transfer on Death Deed, Transfer
Oct 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage MAINSOURCE BANK
Aug 28, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2026 · Amount on Record
Deed Sale	Sep 16, 2026 · Amount on Record
Prior Sale	May 23, 2002 · Amount on Record
Deed Document Number	202611771
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Sep 16, 2026
Property Address	1397 CORNISH RD, TROY, OH 45373-1209
Document Number	0000011771
Instrument Date	Sep 15, 2026
Instrument	202611771
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$63,630.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	1397 CORNISH RD, TROY, OH 45373-1209

February 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI OH
Recording Date	Feb 7, 2025
Property Address	1397 CORNISH RD, TROY, OH 45373-1209
Document Number	0000001236
Map Reference	MB 10 PG 31
Instrument Date	Feb 6, 2025
Instrument	2025OR-01236
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1397 CORNISH RD, TROY, OH 45373-1209

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1397 CORNISH RD, TROY, OH 45373-1209
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013034
Date	Oct 25, 2017
Instrument	2017OR-13034

Lender

Name	MAINSOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 24, 2037

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1397 CORNISH RD, TROY, OH 45373-1209
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009871
Date	Aug 28, 2019
Instrument	2019OR-09871

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 16, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,720.00 (+2.33%) Homeowner's exemption	$103,180 (+28.45%) Land $11,340 Building $91,840	$294,800 (+28.45%) Land $32,400 Building $262,400
2024	$2,658.00 (+1.3%) Homeowner's exemption	$80,330 (-) Land $12,290 Building $68,040
2023	$2,624.00 (+16.78%) Homeowner's exemption	$80,330 (-) Land $12,290 Building $68,040	$229,500 (-) Land $35,100 Building $194,400
2022	$2,247.00 Homeowner's exemption	$80,330 Land $12,290 Building $68,040	$229,500 Land $35,100 Building $194,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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