1424 Baytowne Cir E, Miramar Beach, FL 32550 Property Records

Walton County property record for 1424 Baytowne Cir E, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,068 sqft · built 1989
Lot Size	0.639 acres (27,878 sqft)
Owner	Owner Name on File
Last Sale	$370,000 (Feb 2013)
Tax Bill	$3,857 (2024)
Deeds & Mortgages	Nov 2017 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`25-2S-21-42400-000-1424`

Property Details

APN / Parcel Number

Primary APN	`25-2S-21-42400-000-1424`
Alternative APN	`1048072`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,068 sqft Living Area
Gross Area	2,765 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete Tile
Lot Area	27,878 sqft (0.639 acres)
Lot Dimensions	17.7 ft deep x 8.1 ft wide
Garage Type	Finished
Garage Area	648 sqft
Pool Area	540 sqft
Porch	Porch
Porch Area	49 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1048072
Street Address	1424 BAYTOWNE CIR E
City	MIRAMAR BEACH
State	FL
Zip	32550-4890
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 1424 BAYTOWNE AVE EAST S/D PHASE I & INT IN COMMON ELEMENTS AS RECD IN PB 8-13 OR 521-188 ALSO LONG DESC AS RECD IN OR
Legal Range	21W
Legal Township	02S
Legal Section	25
Legal Subdivision	BAYTOWNE AVE EAST S/D PHASE
Legal Phase	1
Legal Lot Number	1424
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2001
Census Tract	950607

Owner

The current owner of 1424 Baytowne Cir E bought it in February 2013.

Source: Walton County records, as of December 17, 2025

Owner of Record	Owner Name on File
Mailing Address	1424 BAYTOWNE CIR E, MIRAMAR BEACH, FL 32550-4890
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2013 · Amount on File
Deed Sale	Feb 26, 2013 · Amount on File
Deed Document Number	1227972
Deed Book / Page	2913 / 0065
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	1424 BAYTOWNE CIR E, MIRAMAR BEACH, FL 32550-4890
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030561294
Date	Nov 1, 2017
Book Page	3056/1294
Instrument	2017000036008

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$928,829 Land $385,000 Building $543,829	$928,829 Land $385,000 Building $543,829
2024	$3,857.00 (+3.85%)
2023	$3,714.00 (+1.23%) Homeowner's exemption	$804,495 (+6.98%) Land $245,173 Building $559,322	$804,495 (+6.98%) Land $245,173 Building $559,322
2022	$3,669.00 Homeowner's exemption	$752,021 Land $272,142 Building $479,879	$752,021 Land $272,142 Building $479,879

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1424 Baytowne Cir E in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 65 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	271 units insured incl. 206 condo units
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1424 Baytowne Cir E is moderate, ranking above 54% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mediacom Xtream, Wildstar Networks.

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