1423 Baytowne Cir E, Miramar Beach, FL 32550 Property Records

Walton County property record for 1423 Baytowne Cir E, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,773 sqft · built 2015
Lot Size	0.357 acres (15,551 sqft)
Owner	Individual Name on Record
Last Sale	$1,080,000 (Nov 2020)
Tax Bill	$11,742 (2024)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Aug 2017 Sale & Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`25-2S-21-42400-000-1423`

Property Details

APN / Parcel Number

Primary APN	`25-2S-21-42400-000-1423`
Alternative APN	`1048071`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,773 sqft Living Area
Gross Area	4,203 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2015
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete Tile
Lot Area	15,551 sqft (0.357 acres)
Lot Dimensions	14.9 ft deep x 8 ft wide
Garage Type	Finished
Garage Area	828 sqft

Exterior Amenities

Porch	Porch
Porch Area	602 sqft
Deck Area	Deck Area
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1048071
Street Address	1423 BAYTOWNE CIR E
City	MIRAMAR BEACH
State	FL
Zip	32550-4890
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 1423 BAYTOWNE AVE EAST S/D PHASE I & INTEREST IN COMMON ELEMENTS AS REC IN PB 8-13 OR 521-188 OR 929-318 OR 2910-984 OR
Legal Range	21W
Legal Township	02S
Legal Section	25
Legal Subdivision	BAYTOWNE AVE EAST S/D PHASE
Legal Phase	1
Legal Lot Number	1423
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2001
Census Tract	950607

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1423 BAYTOWNE CIR E, MIRAMAR BEACH, FL 32550-4890
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 22, 2017	Warranty Deed, Transfer · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2020 · Amount on Record
Deed Sale	Nov 10, 2020 · Amount on Record
Prior Sale	Aug 22, 2017 · Amount on Record
Deed Document Number	20200045881
Deed Book / Page	3168 / 2704
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 10, 2020
Property Address	1423 BAYTOWNE CIR E, MIRAMAR BEACH, FL 32550-4890
Document Number	0031682704
Book / Page	3168 / 2704
Map Reference	MB 8 PG 13
Instrument Date	Nov 9, 2020
Instrument	20200045881
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1580 RIVER ISLAND PKWY, 1580, EVANS, GA 30809-4303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11139 BLACKBIRD LN, ALPHARETTA, GA 30022-2468

Mortgage

Document Number	0031682706
Date	Nov 10, 2020
Instrument	3168/2706

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 22, 2017
Property Address	1423 BAYTOWNE CIR E, MIRAMAR BEACH, FL 32550-4890
Document Number	0030501776
Book / Page	003050 / 001776
Instrument Date	Aug 18, 2017
Instrument	27826
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,615.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	B1- 1580 RIVER ISLAND PKWY EVANS GA 30809, EVANS, GA 30809

Mortgage

Document Number	30501778
Date	Aug 22, 2017
Book Page	003050/001778
Instrument	27827

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 21, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,506,217 (+8.24%) Land $350,000 Building $1,156,217	$1,506,217 (+8.24%) Land $350,000 Building $1,156,217
2024	$11,742.00 (+3.64%)
2023	$11,330.00 (+1.07%) Homeowner's exemption	$1,391,543 (+11.51%) Land $223,853 Building $1,167,690	$1,391,543 (+11.51%) Land $223,853 Building $1,167,690
2022	$11,210.00 Homeowner's exemption	$1,247,856 Land $248,477 Building $999,379	$1,247,856 Land $248,477 Building $999,379

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 65 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	271 units insured incl. 206 condo units
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Mediacom Xtream.

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