1421 Baytowne Cir E, Miramar Beach, FL 32550 Property Records

Walton County property record for 1421 Baytowne Cir E, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,819 sqft · built 2004
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on File
Last Sale	$710,000 (Jun 2017)
Tax Bill	$6,057 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-2S-21-42400-000-1421`

Property Details

APN / Parcel Number

Primary APN	`25-2S-21-42400-000-1421`
Alternative APN	`1048069`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,819 sqft Living Area
Gross Area	4,165 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2010
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete Tile
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	15.2 ft deep x 8 ft wide
Garage Type	Finished
Garage Area	616 sqft

Exterior Amenities

Porch	Porch
Porch Area	730 sqft
Deck Area	Deck Area
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1048069
Street Address	1421 BAYTOWNE CIR E
City	MIRAMAR BEACH
State	FL
Zip	32550-4890
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 1421 BAYTOWNE AVE EAST S/D PHASE I & INT IN COMMON ELEMENTS AS RECD IN PB 8-13 OR 521-188 OR 1604-40 OR 2131-197 OR
Legal Range	21W
Legal Township	02S
Legal Section	25
Legal Subdivision	BAYTOWNE AVE EAST S/D PHASE
Legal Phase	1
Legal Lot Number	1421
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2001
Census Tract	950607

Owner

1421 Baytowne Cir E is owned and occupied by two individuals who bought it in June 2017.

Source: Walton County records, as of December 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1421 BAYTOWNE CIR E, MIRAMAR BEACH, FL 32550-4890
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Dec 19, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Dec 11, 2018	Deed of Trust, Mortgage · ARM REGIONS BANK
Jun 9, 2017	Warranty Deed, Transfer RALPH E & ROBBIE A CARROLL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2017 · Amount on File
Deed Sale	Jun 9, 2017 · Amount on File
Prior Sale	Apr 13, 2007 · Amount on File
Deed Document Number	20170018944
Deed Book / Page	3043 / 3714
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	1421 BAYTOWNE CIR E, MIRAMAR BEACH, FL 32550-4890
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 BAYTOWNE CIR E, SANDESTIN, FL 32550-4890

Mortgage

Document Number	0032441340
Date	Mar 22, 2022
Book Page	3244/1340
Instrument	20220013501

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	314 Months
Due	May 5, 2048

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	1421 BAYTOWNE CIR E, MIRAMAR BEACH, FL 32550-4890
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 BAYTOWNE CIR E, MIRAMAR BEACH, FL 32550-4890

Mortgage

Document Number	0033103447
Date	Dec 19, 2023
Book Page	3310/3447
Instrument	20230045007

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	1421 BAYTOWNE CIR E, MIRAMAR BEACH, FL 32550-4890
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030921154
Date	Dec 11, 2018
Book Page	3092/1154
Instrument	2018000040962

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	9.5%
Index	1-Year LIBOR
Max Rate	9.5%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 9, 2017
Property Address	1421 BAYTOWNE CIR E, MIRAMAR BEACH, FL 32550-4890
Document Number	0030433714
Book / Page	003043 / 003714
Instrument Date	May 31, 2017
Instrument	18944
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	BURKE LAW AND TITLE LLC, BURKE LAW & TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,970.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1421 BAYTOWNE CIR E MIRAMAR BEACH FL 325504890, MIRAMAR BEACH, FL 32550-4890

Mortgage

Document Number	30433716
Date	Jun 9, 2017
Book Page	003043/003716
Instrument	18945

Lender

Name	RALPH E & ROBBIE A CARROLL
Address	1503 ISLAND GREEN LN E, MIRAMAR BEACH, FL 32550-5816
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,350,917 Land $350,000 Building $1,000,917	$1,350,917 Land $350,000 Building $1,000,917
2024	$6,057.00 (+3.72%)
2023	$5,840.00 (+1.16%) Homeowner's exemption	$1,149,445 (+10.87%) Land $213,194 Building $936,251	$1,149,445 (+10.87%) Land $213,194 Building $936,251
2022	$5,773.00 Homeowner's exemption	$1,036,766 Land $236,645 Building $800,121	$1,036,766 Land $236,645 Building $800,121

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1421 Baytowne Cir E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 65 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	271 units insured incl. 206 condo units
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1421 Baytowne Cir E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Mediacom Xtream.

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