1420 Baytowne Cir E, Miramar Beach, FL 32550 Property Records

Walton County property record for 1420 Baytowne Cir E, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,792 sqft · built 2006
Lot Size	0.301 acres (13,155 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Sep 2004)
Tax Bill	$7,945 (2024)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-2S-21-42400-000-1420`

Property Details

APN / Parcel Number

Primary APN	`25-2S-21-42400-000-1420`
Alternative APN	`1048068`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	4,792 sqft Living Area
Gross Area	6,061 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2006
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete Tile
Lot Area	13,155 sqft (0.301 acres)
Lot Dimensions	16.2 ft deep x 8 ft wide
Garage Type	Finished
Garage Area	594 sqft

Exterior Amenities

Porch	Porch
Porch Area	611 sqft
Deck Area	Deck Area
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1048068
Street Address	1420 BAYTOWNE CIR E
City	MIRAMAR BEACH
State	FL
Zip	32550-4890
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 1420 BAYTOWNE AVE EAST S/D PHASE I PB 8-13 OR 521-188 OR 1696-232 OR 2538-1480 OR 2620-3958 OR 2633-1470
Legal Range	21W
Legal Township	02S
Legal Section	25
Legal Subdivision	BAYTOWNE AVE EAST S/D PHASE
Legal Phase	1
Legal Lot Number	1420
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2001
Census Tract	950607

Owner

1420 Baytowne Cir E is owned and occupied by two individuals who bought it in September 2004.

Source: Walton County records, as of December 17, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	1420 BAYTOWNE CIR E, MIRAMAR BEACH, FL 32550-4890
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2004 · Amount on File
Deed Sale	Sep 28, 2004 · Amount on File
Prior Sale	Jul 13, 2004
Deed Document Number	0026331470
Deed Book / Page	2633 / 1470
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	1420 BAYTOWNE CIR E, MIRAMAR BEACH, FL 32550-4890
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 BAYTOWNE CIR E, MIRAMAR BEACH, FL 32550-4890

Mortgage

Document Number	0032423371
Date	Mar 11, 2022
Book Page	3242/3371
Instrument	20220011558

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,821,882 Land $350,000 Building $1,471,882	$1,821,882 Land $350,000 Building $1,471,882
2024	$7,945.00 (+3.69%)
2023	$7,662.00 (+1.11%) Homeowner's exemption	$1,719,286 (+13.02%) Land $213,194 Building $1,506,092	$1,719,286 (+13.02%) Land $213,194 Building $1,506,092
2022	$7,578.00 Homeowner's exemption	$1,521,211 Land $236,645 Building $1,284,566	$1,521,211 Land $236,645 Building $1,284,566

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1420 Baytowne Cir E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 65 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	271 units insured incl. 206 condo units
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1420 Baytowne Cir E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Mediacom Xtream.

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