1423 E Cedar Dr, Stillwater, OK 74075 Property Records

Payne County property record for 1423 E Cedar Dr, Stillwater, OK 74075

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,519 sqft · built 1963
Lot Size	0.285 acres (12,430 sqft)
Owner	2 Company Names on Record
Last Sale	$122,000 (Sep 2007)
Tax Bill	$1,523 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19N02E-13-1-SC180-002-0001`

Property Details

APN / Parcel Number

Primary APN	`19N02E-13-1-SC180-002-0001`
Alternative APNs	`600023840` `23840`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,519 sqft Living Area
1st Floor Area	1,519 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Aluminum Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,430 sqft (0.285 acres)
Lot Dimensions	116 ft deep x 94 ft wide
Garage Type	Attached
Garage Area	500 sqft

Exterior Amenities

Porch	Slab
Porch Area	88 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23840
Street Address	1423 E CEDAR DR
City	STILLWATER
State	OK
Zip	74075-7904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR GROVE ADD BLK 2 LOT 1
Legal Range	02E
Legal Township	19N
Legal Section	13
Legal Subdivision	CEDAR GROVE ADD
Legal Block	2
Legal Lot Number	1
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	4
Census Block	4027
Census Tract	10600

Owner

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1423 E CEDAR DR, STILLWATER, OK 74075-7904
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jan 16, 2026	Intrafamily Transfer, Transfer
Sep 24, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2007 · Amount on Record
Deed Sale	Sep 12, 2007 · Amount on Record
Deed Document Number	200714050
Deed Book / Page	1734 / 814
Last Transfer Date	Jan 16, 2026
Transfer Doc	0029150680
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	1423 E CEDAR DR, STILLWATER, OK 74075-7904
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1423 E CEDAR DR, STILLWATER, OK 74075-7904

Mortgage

Document Number	0029000946
Date	Nov 12, 2025
Book Page	2900/946
Instrument	I-2025-012480

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	360 S ROSEMARY AVE STE 1900, WEST PALM BEACH, FL 33401

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PAYNE OK
Recording Date	Jan 16, 2026
Property Address	1423 E CEDAR DR, STILLWATER, OK 74075-7904
Document Number	0029150680
Book / Page	2915 / 680
Instrument Date	Jan 16, 2026
Instrument	I-2026-000495
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1423 E CEDAR DR, STILLWATER, OK 74075-7904

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PAYNE OK
Recording Date	Sep 24, 2025
Property Address	1423 E CEDAR DR, STILLWATER, OK 74075-7904
Document Number	0028910860
Book / Page	2891 / 860
Instrument Date	Sep 24, 2025
Instrument	I-2025-010743
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1423 E CEDAR DR, STILLWATER, OK 74075-7904

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Stillwater City
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,523 (+6.09%) Land $2,714 Building $13,809	$144,939 (-20.36%) Land $23,814 Building $121,125
2025	$1,523.00 (+2.77%) Homeowner's exemption	$15,574 (-) Land $2,567 Building $13,007
2024	$1,482.00 (+3.42%) Homeowner's exemption	$15,574 (+3%) Land $2,567 Building $13,007	$182,000 (+9.05%) Land $30,000 Building $152,000
2023	$1,433.00 (+3.47%) Homeowner's exemption	$15,121 (+3%) Land $2,718 Building $12,403	$166,890 (+10.64%) Land $30,000 Building $136,890
2022	$1,385.00 Homeowner's exemption	$14,680 Land $2,919 Building $11,761	$150,840 Land $30,000 Building $120,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 88% of Oklahoma
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Centranet.

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