1408 E Cedar Dr, Stillwater, OK 74075 Property Records

Payne County property record for 1408 E Cedar Dr, Stillwater, OK 74075

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,204 sqft · built 1964
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$124,500 (Sep 2017)
Tax Bill	$1,851 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19N02E-13-1-SC180-001-0003`

Property Details

APN / Parcel Number

Primary APN	`19N02E-13-1-SC180-001-0003`
Alternative APNs	`600023875` `23875`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,204 sqft Living Area
1st Floor Area	1,204 sqft

Exterior

Year Built	Built 1964
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	252 sqft
Porch	Covered Porch
Porch Area	69 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23875
Street Address	1408 E CEDAR DR
City	STILLWATER
State	OK
Zip	74075-7903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR GROVE ADD BLK 1 LOT 3
Legal Range	02E
Legal Township	19N
Legal Section	13
Legal Subdivision	CEDAR GROVE ADD
Legal Block	1
Legal Lot Number	3
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	4
Census Block	4024
Census Tract	10600

Owner

Source: Payne County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	860539 S HIGHWAY 177, WELLSTON, OK 74881-8082
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2017 · Amount on Record
Deed Sale	Sep 13, 2017 · Amount on Record
Prior Sale	Jul 2, 2015 · Amount on Record
Deed Document Number	0002414820
Deed Book / Page	2414 / 820
Record Updated	Jun 8, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Sep 13, 2017
Property Address	1408 E CEDAR DR, STILLWATER, OK 74075-7903
Document Number	0024140820
Book / Page	2414 / 0820
Instrument Date	Sep 13, 2017
Instrument	2017-011088
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860539 S HIGHWAY 177, WELLSTON, OK 74881-8082

Mortgage

Document Number	0024140821
Date	Sep 13, 2017
Book Page	2414/0821
Instrument	2017-011089

Lender

Name	EXCHANGE BANK & TRUST CO
Type	Bank
Address	STILLWATER, OK 74074

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Payne County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Stillwater City
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,851.00 (+4.58%)	$17,410 (-) Land $2,782 Building $14,628
2024	$1,770.00 (+5.23%)	$17,410 (+5%) Land $2,782 Building $14,628	$187,700 (+11.44%) Land $30,000 Building $157,700
2023	$1,682.00 (+5.19%)	$16,581 (+5%) Land $2,953 Building $13,628	$168,430 (+12.85%) Land $30,000 Building $138,430
2022	$1,599.00	$15,792 Land $3,174 Building $12,618	$149,250 Land $30,000 Building $119,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.7% of Oklahoma
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Centranet.

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