1402 E Cedar Dr, Stillwater, OK 74075 Property Records

Payne County property record for 1402 E Cedar Dr, Stillwater, OK 74075

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,949 sqft · built 1965
Lot Size	0.227 acres (9,915 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Jun 2025)
Tax Bill	$2,530 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage May 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`19N02E-13-1-SC180-001-0004`

Property Details

APN / Parcel Number

Primary APN	`19N02E-13-1-SC180-001-0004`
Alternative APNs	`600023873` `23873`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,949 sqft Living Area
1st Floor Area	1,949 sqft
Basement Area	100 sqft
Unfinished Basement	100 sqft
Cellar	Cellar
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Aluminum Siding
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,915 sqft (0.227 acres)
Lot Dimensions	125 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	540 sqft

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23873
Street Address	1402 E CEDAR DR
City	STILLWATER
State	OK
Zip	74075-7903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR GROVE ADD BLK 1 LOT 4
Legal Range	02E
Legal Township	19N
Legal Section	13
Legal Subdivision	CEDAR GROVE ADD
Legal Block	1
Legal Lot Number	4
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	4
Census Block	4024
Census Tract	10600

Owner

Source: Payne County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	707 E 13TH AVE, STILLWATER, OK 74074-6122
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Warranty Deed, Transfer · Conventional Mortgage EXCHANGE BANK & TRUST CO
May 10, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2025 · Amount on Record
Deed Sale	Jun 5, 2025 · Amount on Record
Prior Sale	Jul 6, 2022 · Amount on Record
Deed Document Number	20255946
Deed Book / Page	2867 / 569
Prior Transfer Date	May 9, 2022
Prior Transfer Doc	0026960074
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Jul 6, 2022
Property Address	1402 E CEDAR DR, STILLWATER, OK 74075-7903
Document Number	0027050773
Book / Page	2705 / 773
Instrument Date	Jul 1, 2022
Instrument	I-2022-007861
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	NOT AVAILABLE, OCTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6032 TEXRANCE OAKS LN, FORT WORTH, TX 76112

Mortgage

Document Number	I2022007862
Date	Jul 6, 2022
Instrument	I-2022-007862

Lender

Name	EXCHANGE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PAYNE OK
Recording Date	May 10, 2022
Property Address	1402 E CEDAR DR, STILLWATER, OK 74075-7903
Document Number	0026960074
Book / Page	2696 / 74
Instrument Date	May 9, 2022
Instrument	I-2022-005342
Transaction Type	Transfer
Record Updated	May 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7422 S BIRMINGHAM CT, TULSA, OK 74136-5511

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Stillwater City
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,530.00 (+4.55%)	$23,797 (-) Land $3,343 Building $20,454
2024	$2,420.00 (+5.22%)	$23,797 (+5%) Land $3,343 Building $20,454	$213,510 (+7.39%) Land $30,000 Building $183,510
2023	$2,300.00	$22,664 (+29.72%) Land $3,420 Building $19,244	$198,810 (+9.86%) Land $30,000 Building $168,810
2022	Homeowner's exemption	$17,471 Land $2,896 Building $14,575	$180,960 Land $30,000 Building $150,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.7% of Oklahoma
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Centranet.

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