1401 E Cedar Dr, Stillwater, OK 74075 Property Records

Payne County property record for 1401 E Cedar Dr, Stillwater, OK 74075

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,125 sqft · built 1963
Lot Size	0.209 acres (9,140 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Jul 2026)
Tax Bill	$1,819 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19N02E-13-1-SC180-002-0006`

Property Details

APN / Parcel Number

Primary APN	`19N02E-13-1-SC180-002-0006`
Alternative APNs	`600023819` `23819`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,125 sqft Living Area
1st Floor Area	1,125 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Wood Shingle
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,140 sqft (0.209 acres)
Lot Dimensions	115 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Shed	1 Shed
Shed Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23819
Street Address	1401 E CEDAR DR
City	STILLWATER
State	OK
Zip	74075-7904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR GROVE ADD BLK 2 LOT 6
Legal Range	02E
Legal Township	19N
Legal Section	13
Legal Subdivision	CEDAR GROVE ADD
Legal Block	2
Legal Lot Number	6
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	4
Census Block	4027
Census Tract	10600

Owner

Source: Payne County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1401 E CEDAR DR, STILLWATER, OK 74075-7904
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Prior Sale	Jul 5, 2024 · Amount on Record
Deed Document Number	20267355
Deed Book / Page	2951 / 322
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Jul 1, 2026
Property Address	1401 E CEDAR DR, STILLWATER, OK 74075-7904
Document Number	0000007355
Book / Page	2951 / 322
Instrument Date	Jun 17, 2026
Instrument	20267355
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	APEX TITLE AND CLOSING, APEX TITLE & CLOSING SERVICE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$29,542.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 E CEDAR DR, STILLWATER, OK 74075-7904

Mortgage

Document Number	0000007356,
Date	Jul 1, 2026
Instrument	20267356

Lender

Name	BANCFIRST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Jun 25, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Stillwater City
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,819.00 (+73.24%) Homeowner's exemption	$11,329 (-) Land $2,400 Building $8,929
2024	$1,050.00 (+0.19%) Homeowner's exemption	$11,329 (-) Land $2,400 Building $8,929	$141,580 (+8.4%) Land $30,000 Building $111,580
2023	$1,048.00 (+0.19%) Homeowner's exemption	$11,329 (-) Land $2,602 Building $8,727	$130,610 (+11.07%) Land $30,000 Building $100,610
2022	$1,046.00 Homeowner's exemption	$11,329 Land $2,890 Building $8,439	$117,590 Land $30,000 Building $87,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 88% of Oklahoma
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Centranet.

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