1422 E Main St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1422 E Main St, Chattanooga, TN 37404

Property Summary

Property Type	Commercial Vacant Land
Details	1,700 sqft · built 1920
Lot Size	0.075 acres (3,302 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (May 2024)
Tax Bill	$580 (2025)
Deeds & Mortgages	May 2024 Sale Mar 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`146O D 015`

Property Details

APN / Parcel Number

Primary APN	`146O D 015`

Interior

Building Area	1,700 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	3,302 sqft (0.075 acres)
Lot Dimensions	66 ft deep x 50 ft wide

Location & Zoning

Street Address	1422 E MAIN ST
City	CHATTANOOGA
State	TN
Zip	37404-4934
Property Category	Commercial
Property Type	Vacant Land > Commercial
Local Zoning Code	C2
Legal Description	PT LT 12 STONE & EVANS PB 6 PG 13 0104 26 05
Legal Subdivision	STONE & EVANS
Legal Lot Number	12
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	3
Census Block	3008
Census Tract	2600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1808 S ORCHARD KNOB AVE, CHATTANOOGA, TN 37404-6210
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2024	Warranty Deed, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO
Mar 15, 2021	Warranty Deed, Transfer · Line of Credit SYMPLYBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2024 · Amount on Record
Deed Sale	May 10, 2024 · Amount on Record
Prior Sale	Mar 15, 2021 · Amount on Record
Deed Document Number	202498
Deed Book / Page	13588 / 936
Record Updated	Jun 8, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 10, 2024
Property Address	1422 E MAIN ST, CHATTANOOGA, TN 37404-4934
Document Number	0000000098
Book / Page	13588 / 936
Map Reference	MB 6 PG 13
Instrument Date	May 9, 2024
Instrument	2024051000098
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Tax	$370.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1808 S ORCHARD KNOB AVE, CHATTANOOGA, TN 37404-6210

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 15, 2021
Property Address	1422 E MAIN ST, CHATTANOOGA, TN 37404-4934
Document Number	0000000340
Book / Page	12398 / 780
Map Reference	MB 6 PG 13
Instrument Date	Mar 12, 2021
Instrument	2021031500340
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1717 LONG ST, CHATTANOOGA, TN 37408-1739

Mortgage

Document Number	0012398782
Date	Mar 15, 2021
Instrument	12398/782

Lender

Name	SYMPLYBANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$580.00 (-19.78%)	$38,280 (+18.29%)	$95,700 (+18.29%) Land $95,700
2024	$723.00	$32,360 (-)	$80,900 (-) Land $80,900
2023	$723.00	$32,360 (-)	$80,900 (-) Land $80,900
2022	$723.00	$32,360	$80,900 Land $80,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	24 (1983–2015)
Claims Outside the SFHA	4 of 24
Most Recent Claim	Apr 2015 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 5 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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