1511 E Main St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1511 E Main St, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,243 sqft · built 1920
Lot Size	0.261 acres (11,400 sqft)
Owner	Owner Name on File
Last Sale	$85,000 (May 2013)
Tax Bill	$541 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`146O E 008`

Property Details

APN / Parcel Number

Primary APN	`146O E 008`
Alternative APN	`0000077122`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,243 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1950
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,400 sqft (0.261 acres)
Lot Dimensions	120 ft deep x 95 ft wide

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	0000077122
Street Address	1511 E MAIN ST
City	CHATTANOOGA
State	TN
Zip	37404-5035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C2
Legal Description	LT 35 PT 33 BLK 5 FORT & PORTER ADDN PB T7 PG 519
Legal Subdivision	FORT & PORTER ADDN
Legal Block	5
Legal Lot Number	35
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1047
Census Tract	1400

Owner

Source: Hamilton County records · APN 146O E 008

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	1511 E MAIN ST, CHATTANOOGA, TN 37404-5035
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 06, 2013 · Amount on Record
Deed Sale	May 06, 2013 · Amount on Record
Prior Sale	Apr 01, 2003 · Amount on Record
Deed Document Number	2013050600431
Deed Book / Page	9946 / 089
Record Updated	Jun 08, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1511 E MAIN ST, CHATTANOOGA, TN 37404-5035
Document Number	1008000140
Instrument Date	Oct 01, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1511 E MAIN ST CHATTANOOGA TN 374045035, CHATTANOOGA, TN 37404-5035

Mortgage

Document Number	1008000140
Date	Oct 08, 2019
Book Page	011783/000207
Instrument	191008000140

Lender

Name	SUNTRUST BK
Type	Bank
Address	NASHVILLE, TN 37219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 07, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$541.00 (-15.07%)	$35,725 (+25.35%)	$142,900 (+25.35%) Land $84,000 Building $58,900
2024	$637.00	$28,500 (-)	$114,000 (-) Land $48,000 Building $66,000
2023	$637.00	$28,500 (-)	$114,000 (-) Land $48,000 Building $66,000
2022	$637.00	$28,500	$114,000 Land $48,000 Building $66,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1990–1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 1997 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 416 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.