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1408 E Main St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1408 E Main St, Chattanooga, TN 37404 · Last verified January 2026

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details8,684 sqft · built 1954
Lot Size0.479 acres (20,878 sqft)
OwnerCompany Name on File
Last Sale$725,000 (Feb 2007)
Tax Bill$3,743 (2025)
Deeds & MortgagesJan 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN146O D 012

Property Details

APN / Parcel Number

Primary APN146O D 012
Alternative APN
  • 0000077108

Interior

Stories1 Story
Building Area8,684 sqft Total Area

Exterior

Year BuiltBuilt 1954
Exterior MaterialBrick Veneer
Roof TypeRigid Frame Bar Joist
Roof MaterialBuilt-Up Asphalt
Lot Area20,878 sqft
Lot Dimensions145 ft deep x 143 ft wide
Total Buildings2 Buildings

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number0000077108
Street Address1408 E MAIN ST
CityCHATTANOOGA
StateTN
Zip37404-4934
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionLT 1 S&L ON E MAIN ST SUB PB 6 PG 13 0104 6 001 REV 96-174
Legal SubdivisionSTONE & EVANS
Legal Lot Number1 10
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group3
Census Block3008
Census Tract2600

Owner

Source: Hamilton County records · APN 146O D 012

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address8843 SUNRIDGE DR, OOLTEWAH, TN 37363-5775
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 27, 2007 · Amount on Record
Deed SaleFeb 27, 2007 · Amount on Record
Prior SaleSep 06, 2001 · Amount on Record
Deed Document Number2007022700237
Deed Book / Page8254 / 139
Record UpdatedJun 08, 2026

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON TN
Property Address1408 E MAIN ST, CHATTANOOGA, TN 37404-4934
Document Number0000000096
Instrument DateJan 26, 2018
Transaction TypeMortgage
Record UpdatedApr 16, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8843 SUNRIDGE DR OOLTEWAH TN 373635775, OOLTEWAH, TN 37363-5775

Mortgage

Document Number0000000096
DateApr 02, 2018
Book Page011307/000149
Instrument96
Lender
NameFIDELITY BK/FL
TypeBank
AddressMERRITT ISLAND, FL 32953
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueApr 01, 2023
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,743.00 (-2.12%)$246,960 (+44.45%)$617,400 (+44.45%) Land $417,600 Building $199,800
2024$3,824.00$170,960 (-)$427,400 (-) Land $358,100 Building $69,300
2023$3,824.00$170,960 (-)$427,400 (-) Land $358,100 Building $69,300
2022$3,824.00$170,960$427,400 Land $358,100 Building $69,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650026003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Nearby Flood Policies15 in force
Nearby Flood Claims24 (1983–2015)
Claims Outside the SFHA4 of 24
Most Recent ClaimApr 2015, rainfall accumulation
Claims By Storm
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 5 claims
  • Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 122 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric Power Board of Chattanooga, TennesseeFiber100,000 / 100,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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