1412 E Main St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1412 E Main St, Chattanooga, TN 37404

Property Summary

Property Type	Office Building
Details	3,920 sqft · built 1947
Lot Size	0.159 acres (6,948 sqft)
Owner	Individual Name on Record
Last Sale	$750,000 (Nov 2025)
Tax Bill	$3,519 (2025)
Deeds & Mortgages	Nov 2025 Sale Jun 2025 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`146O D 013`

Property Details

APN / Parcel Number

Primary APN	`146O D 013`
Alternative APN	`0000077109`

Interior

Stories	1 Story
Building Area	3,920 sqft Total Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Brick Veneer
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Wood Truss
Roof Material	Built-Up Asphalt
Lot Area	6,948 sqft (0.159 acres)
Lot Dimensions	145 ft deep x 47.9 ft wide

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	0000077109
Street Address	1412 E MAIN ST
City	CHATTANOOGA
State	TN
Zip	37404-4934
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	C3
Legal Description	PT LT 10 STONE & EVANS PB 6 PG 13 0104 26 03
Legal Subdivision	STONE & EVANS
Legal Lot Number	10
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	3
Census Block	3008
Census Tract	2600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1433 WILLIAMS ST, 213, CHATTANOOGA, TN 37408-1153
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Warranty Deed, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO
Jun 26, 2025	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Feb 17, 2021	Quit Claim Deed, Transfer · Line of Credit SYMPLYBANK
Sep 15, 2020	Deed of Trust, Mortgage SIMPLYBANK
May 20, 2020	Warranty Deed, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Prior Sale	May 20, 2020 · Amount on Record
Deed Document Number	2025116
Deed Book / Page	14095 / 107
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 3, 2025
Property Address	1412 E MAIN ST, CHATTANOOGA, TN 37404-4934
Document Number	0000000116
Book / Page	14095 / 107
Map Reference	MB 1642 PG 448
Instrument Date	Oct 30, 2025
Instrument	2025110300116
Transaction Type	Transfer
Record Updated	Nov 12, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Tax	$2,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1433 WILLIAMS ST STE 2B, 2B, CHATTANOOGA, TN 37408-1153

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1412 E MAIN ST, CHATTANOOGA, TN 37404-4934
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000088
Date	Jun 26, 2025
Book Page	13964/833
Instrument	2025062600088

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	CHATTANOOGA, TN 37405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 17, 2021
Property Address	1412 E MAIN ST, CHATTANOOGA, TN 37404-4934
Document Number	0000000155
Book / Page	12358 / 493
Map Reference	MB 6 PG 13
Instrument Date	Feb 12, 2021
Instrument	2021021700155
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY AND TRUST CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1717 LONG ST, CHATTANOOGA, TN 37408-1739

Mortgage

Document Number	0012358497
Date	Feb 17, 2021
Instrument	12358/497

Lender

Name	SYMPLYBANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1412 E MAIN ST, CHATTANOOGA, TN 37404-4934
Document Number	0916000091
Instrument Date	Sep 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1717 LONG ST CHATTANOOGA TN 374081739, CHATTANOOGA, TN 37408-1739

Mortgage

Document Number	0916000091
Date	Sep 16, 2020
Book Page	012153/000104
Instrument	200916000091

Lender

Name	SIMPLYBANK
Address	DAYTON, TN 37321

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 20, 2020
Property Address	1412 E MAIN ST, CHATTANOOGA, TN 37404-4934
Document Number	0520000145
Book / Page	012008 / 000095
Instrument Date	May 4, 2020
Instrument	200520000145
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount Recorded
Tax	$740.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1717 LONG ST CHATTANOOGA TN 374081739, CHATTANOOGA, TN 37408-1739

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,519.00 (-15.63%)	$232,200 (+24.54%)	$580,500 (+24.54%) Land $138,900 Building $441,600
2024	$4,171.00	$186,440 (-)	$466,100 (-) Land $170,200 Building $295,900
2023	$4,171.00	$186,440 (-)	$466,100 (-) Land $170,200 Building $295,900
2022	$4,171.00	$186,440	$466,100 Land $170,200 Building $295,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	24 (1983–2015)
Claims Outside the SFHA	4 of 24
Most Recent Claim	Apr 2015 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 5 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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