1330 Michael Dr, #1B, Pecatonica, IL 61063 Property Records

Winnebago County property record for 1330 Michael Dr, #1B, Pecatonica, IL 61063

Property Summary

Property Type	Single Family Home
Details	1,256 sqft · built 2005
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Sep 2022)
Tax Bill	$4,745 (2025)
Deeds & Mortgages	Sep 2022 Sale Mar 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-33-204-001`

Property Details

APN / Parcel Number

Primary APN	`09-33-204-001`
Alternative APNs	`933204001` `465B377`

Interior

Building Area	1,256 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	440 sqft

Location & Zoning

Street Address	1330 MICHAEL DR
City	PECATONICA
State	IL
Zip	61063-9597
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY VIEW ESTATES OF PECATONICA UNIT1B BNG PT N 1/2 SEC 33-27-10 LOT 77
Legal Range	10
Legal Township	27
Legal Section	33
Legal Subdivision	VALLEY VIEW ESTATES OF PECATONICA UNIT1B
Legal Lot Number	77
Legal Unit	1B
Jurisdiction	WINNEBAGO IL
Township / Civil Division	PECATONICA
Census Block Group	2
Census Block	2043
Census Tract	4300

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1330 MICHAEL DR, PECATONICA, IL 61063-9597
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Warranty Deed, Transfer
Mar 1, 2019	Warranty Deed, Transfer · Conventional with PMI STATE BK/PEARL CITY
May 25, 2017	Deed of Trust, Mortgage · Line of Credit US BK
Jun 2, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2022 · Amount on Record
Deed Sale	Sep 16, 2022 · Amount on Record
Prior Sale	Mar 1, 2019 · Amount on Record
Deed Document Number	202228701
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 16, 2022
Property Address	1330 MICHAEL DR # 1B, 1B, PECATONICA, IL 61063-9597
Document Number	0000028701
Instrument Date	Sep 15, 2022
Instrument	2228701
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Tax	$292.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1330 MICHAEL DR, PECATONICA, IL 61063-9597
Investor	Possibly a Property Investor

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 1, 2019
Property Address	1330 MICHAEL DR # 1B, 1B, PECATONICA, IL 61063-9597
Document Number	0001004767
Instrument Date	Feb 28, 2019
Instrument	1004767
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1330 MICHAEL DR PECATONICA IL 610639597, PECATONICA, IL 61063-9597

Mortgage

Document Number	1004768
Date	Mar 1, 2019
Instrument	1004768

Lender

Name	STATE BK/PEARL CITY
Address	PEARL CITY, IL 61062

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1330 MICHAEL DR # 1B, 1B, PECATONICA, IL 61063-9597
Document Number	0001016714
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1330 MICHAEL DR PECATONICA IL 610639597, PECATONICA, IL 61063-9597

Mortgage

Document Number	0001016714
Date	Jun 5, 2017
Instrument	1016714

Lender

Name	US BK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2047

Interest

Rate Type	Adjustable Rate
Rate	6.59%

June 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 2, 2017
Property Address	1330 MICHAEL DR # 1B, 1B, PECATONICA, IL 61063-9597
Document Number	0001016690
Instrument Date	Mar 30, 2017
Instrument	1016690
Transaction Type	Mortgage
Record Updated	Jun 15, 2017
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1330 MICHAEL DR PECATONICA IL 610639597, PECATONICA, IL 61063-9597

Mortgage

Document Number	1016691
Date	Jun 2, 2017
Instrument	1016691

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Municipality	Pecatonica Village
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,745.00	$76,587 (+44.74%) Land $12,712 Building $63,875	$229,761 (+44.74%) Land $38,136 Building $191,625
2022	Homeowner's exemption	$52,914 Land $10,033 Building $42,881	$158,742 Land $30,099 Building $128,643

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PECATONICA serves 2,195 people · EPA ID IL2010250
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
JCWIFI.com Fixed Wireless	200 / 200

May also be available: AaroBand.

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