St. Clair County property record for 1420 Beard St, Port Huron, MI 48060
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 800 sqft · built 1956 |
| Lot Size | 0.126 acres (5,489 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Jun 2025) |
| Tax Bill | $1,753 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-06-103-0021-000 |
| Primary APN | 74-06-103-0021-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 800 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Lot Area | 5,489 sqft (0.126 acres) |
| Lot Dimensions | 54 ft deep x 51 ft wide |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1420 BEARD ST |
|---|---|
| City | PORT HURON |
| State | MI |
| Zip | 48060-6564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 4 BLK 3 INCL 1/2 OF VAC ALLEY ADJ ASSESSOR'S BEARD ST. PLAT |
| Legal Subdivision | ASSESSORS BEARD ST PLAT |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Legal Unit | 4 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | PORT HURON |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 620000 |
1420 Beard St is owned and occupied by an individual who bought it in June 2025.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6818 MARSH RD, COTTRELLVILLE, MI 48039-2111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Oct 5, 2017 | Deed of Trust, Mortgage · Conventional with PMI FLAGSHIP COMMUNITY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2025 · Amount on File |
| Deed Sale | Jun 4, 2025 · Amount on File |
| Prior Sale | May 3, 2021 · Amount on File |
| Deed Document Number | 202510474 |
| Deed Book / Page | 5819 / 183 |
| Prior Transfer Date | Sep 28, 2007 |
| Prior Transfer Doc | 003775/335 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 3, 2021 |
| Property Address | 1420 BEARD ST, PORT HURON, MI 48060-6564 |
| Document Number | 5361234 |
| Book / Page | 5361 / 234 |
| Map Reference | LB 43 PG 9 |
| Instrument Date | Apr 12, 2021 |
| Instrument | 2021013598 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Title Company | PREMIER TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $772.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1420 BEARD ST, 1420, PORT HURON, MI 48060-6564 |
| Name | Verified Name |
|---|---|
| Address | 1420 BEARD ST, PORT HURON, MI 48060-6564 |
| Document Number | 0000535823 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | 5358/23 |
| Instrument | 2021013058 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1420 BEARD ST, PORT HURON, MI 48060-6564 |
| Document Number | 0048940001 |
| Book / Page | 004894 / 000001 |
| Instrument Date | Oct 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3692 CONNIE LN FORT GRATIOT MI 480594104, FORT GRATIOT, MI 48059-4104 |
| Document Number | 0048940001 |
|---|---|
| Date | Nov 22, 2017 |
| Book Page | 004894/000001 |
| Name | FLAGSHIP COMMUNITY FCU |
|---|---|
| Address | 3910 LAPEER RD, PORT HURON, MI 48060-2402 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1420 Beard St was $1,753 with a homeowner's exemption, up 2.8% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Port Huron City |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,400 (+10.49%) | $94,800 | |
| 2025 | $1,753.00 (+2.75%) Homeowner's exemption | $42,900 | |
| 2024 | $1,706.00 | $85,800 | |
| 2023 | $36,300 | ||
| 2022 | $1,377.00 | $72,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1420 Beard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1420 Beard St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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