1424 Beard St, Port Huron, MI 48060 Property Records

St. Clair County property record for 1424 Beard St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 926 sqft · built 1955
Lot Size	0.126 acres (5,489 sqft)
Owner	Individual Name on File
Last Sale	$98,000 (May 2021)
Tax Bill	$2,218 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-06-103-0022-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-103-0022-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	926 sqft Living Area
1st Floor Area	926 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	5,489 sqft (0.126 acres)
Lot Dimensions	54 ft deep x 51 ft wide
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1424 BEARD ST
City	PORT HURON
State	MI
Zip	48060-6564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 5 BLK 3 INCL 1/2 OF VAC ALLEY ADJ ASSESSOR'S BEARD ST. PLAT
Legal Subdivision	ASSESSORS BEARD STREET PLAT
Legal Block	3
Legal Lot Number	5
Legal Unit	5
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	4
Census Block	4001
Census Tract	620000

Owner

1424 Beard St is owned and occupied by an individual who bought it in May 2021.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1424 BEARD ST, PORT HURON, MI 48060-6564
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2021 · Amount on File
Deed Sale	May 11, 2021 · Amount on File
Prior Sale	Jun 5, 2007 · Amount on File
Deed Document Number	202114399
Deed Book / Page	5364 / 513
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 11, 2021
Property Address	1424 BEARD ST, PORT HURON, MI 48060-6564
Document Number	5364513
Book / Page	5364 / 513
Map Reference	LB 43 PG 9
Instrument Date	Apr 29, 2021
Instrument	2021014399
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	PREMIER TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1424 BEARD ST, 1424, PORT HURON, MI 48060-6564

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 TAYLOR ST, PORT HURON, MI 48060-4131

Mortgage

Document Number	0005361124
Date	May 3, 2021
Book Page	5361/124
Instrument	2021013578

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1424 Beard St was $2,218 with a homeowner's exemption, up 2.7% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,100 (+6.75%)	$120,200
2025	$2,218.00 (+2.73%) Homeowner's exemption	$56,300
2024	$2,159.00		$112,600
2023		$47,500
2022	$1,814.00		$95,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1424 Beard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1424 Beard St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20