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1407 Beard St, Port Huron, MI 48060 Property Records

St. Clair County property record for 1407 Beard St, Port Huron, MI 48060

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,402 sqft · built 1902
Lot Size0.226 acres (9,845 sqft)
OwnerIndividual Name on Record
Last Sale$105,900 (Sep 2018)
Tax Bill$2,027 (2025)
Deeds & MortgagesMar 2020 Mortgage
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN74-06-519-0011-000

Property Details

APN / Parcel Number

Primary APN74-06-519-0011-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,402 sqft Living Area
1st Floor Area1,226 sqft
Basement Area1,226 sqft

Exterior

Year BuiltBuilt 1902
Effective Year BuiltEffective 1902
Lot Area9,845 sqft (0.226 acres)
Lot Depth110 ft Depth
Garage Area864 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1407 BEARD ST
CityPORT HURON
StateMI
Zip48060-6563
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOTS 2 & 3 BLK 3 JOHN NERN'S BEARD STREET PLAT
Legal SubdivisionJOHN NERS BREAD STREET PLAT
Legal Block3
Legal Lot Number2-3
JurisdictionSAINT CLAIR MI
Township / Civil DivisionPORT HURON
Census Block Group4
Census Block4000
Census Tract620000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1407 BEARD ST, PORT HURON, MI 48060-6563
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2020Deed of Trust, Mortgage · FHA Mortgage
AMERIFIRST FINANCIAL CORP
Sep 5, 2018Warranty Deed, Transfer · FHA Mortgage
AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 5, 2018 · Amount on Record
Deed SaleSep 5, 2018 · Amount on Record
Prior SaleDec 18, 2007 · Amount on Record
Deed Document Number201819972
Deed Book / Page4985 / 113
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address1407 BEARD ST, PORT HURON, MI 48060-6563
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051660016
DateMar 20, 2020
Book Page5166/16
Instrument2020006789
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
AddressALLENTON, MI 48002
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateSep 5, 2018
Property Address1407 BEARD ST, PORT HURON, MI 48060-6563
Document Number0004985113
Book / Page4985 / 113
Map ReferenceLB 16 PG 152
Instrument DateAug 23, 2018
Instrument2018019972
Transaction TypeTransfer
Record UpdatedFeb 11, 2022
Title CompanyMICHIGAN FIRST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$911.60
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4099 GRATIOT AVE, 4099, FORT GRATIOT, MI 48059-3920

Transferred To (Grantee/Buyer)

NameVerified Name
Address3730 LAPEER RD, PORT HURON, MI 48060-7799

Mortgage

Document Number2018019973
DateSep 5, 2018
Instrument2018019973
Lender
NameAMERIFIRST FINANCIAL INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
MunicipalityPort Huron City
Unified School DistrictPort Huron Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$78,100 (+6.84%)$156,200 (+6.84%)
2025$2,027.00 (+2.74%) Homeowner's exemption$73,100 (+18.09%)
2024$1,973.00 (+20.67%)$146,200 (+18.09%)
2023$61,900
2022$1,635.00$123,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PORT HURON
serves 28,983 people · EPA ID MI0005480
Water SourceSurface water
Last State InspectionNov 2021
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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