St. Clair County property record for 1414 Beard St, Port Huron, MI 48060
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,400 sqft · built 1957 |
| Lot Size | 0.253 acres (11,021 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,500 (Nov 2025) |
| Tax Bill | $3,840 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Nov 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-06-103-0020-000 |
| Primary APN | 74-06-103-0020-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Lot Area | 11,021 sqft (0.253 acres) |
| Lot Dimensions | 54 ft deep x 102 ft wide |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1414 BEARD ST |
|---|---|
| City | PORT HURON |
| State | MI |
| Zip | 48060-6564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOTS 2 & 3 BLK 3 INCL 1/2 OF VAC ALLEY ADJ ASSESSOR'S BEARD ST. PLAT |
| Legal Subdivision | ASSESSORS BEARD ST |
| Legal Block | 3 |
| Legal Lot Number | 2-3 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | PORT HURON |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 620000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1414 BEARD ST, PORT HURON, MI 48060-6564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) UNION HOME MORTGAGE CORP |
| Nov 4, 2025 | Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Jul 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage USAA FSB |
| Oct 7, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage EASTERN MICHIGAN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2025 · Amount on Record |
| Deed Sale | Nov 4, 2025 · Amount on Record |
| Prior Sale | Nov 5, 2024 · Amount on Record |
| Deed Document Number | 202521107 |
| Deed Book / Page | 5867 / 664 |
| Prior Transfer Date | Oct 17, 2024 |
| Prior Transfer Doc | 0005762935 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1414 BEARD ST, PORT HURON, MI 48060-6564 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | STEWART TITLE, STC |
| Name | Verified Name |
|---|---|
| Address | 1226 VARNEY ST, PORT HURON, MI 48060-4358 |
| Document Number | 0005863450 |
|---|---|
| Date | Oct 22, 2025 |
| Book Page | 5863/450 |
| Instrument | 2025020128 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 8241 DOW CIR, STRONGSVILLE, OH 44136 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 4, 2025 |
| Property Address | 1414 BEARD ST, PORT HURON, MI 48060-6564 |
| Document Number | 0005867664 |
| Book / Page | 5867 / 664 |
| Map Reference | LB 43 PG 9 |
| Instrument Date | Oct 17, 2025 |
| Instrument | 2025021107 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | STEWART TITLE, STC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,353.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1414 BEARD ST, PORT HURON, MI 48060-6564 |
| Document Number | 2025020127 |
|---|---|
| Date | Nov 4, 2025 |
| Instrument | 2025020127 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Number | 0005863437 |
|---|---|
| Date | Oct 22, 2025 |
| Book Page | 5863/437 |
| Instrument | 2025020127 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 8241 DOW CIR, STRONGSVILLE, OH 44136 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 27, 2022 |
| Property Address | 1414 BEARD ST, PORT HURON, MI 48060-6564 |
| Document Number | 0000554637 |
| Book / Page | 5546 / 37 |
| Map Reference | LB 43 PG 9 |
| Instrument Date | Jul 15, 2022 |
| Instrument | 2022017808 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2024 |
| Title Company | HURON TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,312.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1172 CLINTON AVE, SAINT CLAIR, MI 48079-5178 |
| Document Number | 2022017454 |
|---|---|
| Date | Jul 27, 2022 |
| Instrument | 2022017454 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Number | 0005544663 |
|---|---|
| Date | Jul 21, 2022 |
| Book Page | 5544/663 |
| Instrument | 2022017454 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | 10750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 7, 2021 |
| Property Address | 1414 BEARD ST, PORT HURON, MI 48060-6564 |
| Document Number | 5431774 |
| Book / Page | 5431 / 774 |
| Map Reference | LB 43 PG 9 |
| Instrument Date | Sep 29, 2021 |
| Instrument | 2021028420 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1414 BEARD ST, PORT HURON, MI 48060-6564 |
| Document Number | 2021028421 |
|---|---|
| Date | Oct 7, 2021 |
| Instrument | 2021028421 |
| Name | EASTERN MICHIGAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2036 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Port Huron City |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $85,100 (+5.45%) | $170,200 (+5.45%) | |
| 2025 | $3,840.00 (+15.56%) Homeowner's exemption | $80,700 (+17.81%) | |
| 2024 | $3,323.00 (+160.83%) | $161,400 (+17.81%) | |
| 2023 | $68,500 | ||
| 2022 | $1,274.00 | $137,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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