1420 4th St N, Fargo, ND 58102 Property Records

Cass County property record for 1420 4th St N, Fargo, ND 58102

Property Summary

Property Type	Single Family Home
Details	2,262 sqft · built 1974
Lot Size	0.621 acres (27,056 sqft)
Owner	2 Individual Names on File
Last Sale	$511,000 (Oct 2018)
Tax Bill	$6,879 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`01-0761-00140-000`

Property Details

APN / Parcel Number

Primary APN	`01-0761-00140-000`

Interior

Stories	1 Story
Building Area	2,262 sqft Living Area
1st Floor Area	2,262 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	27,056 sqft (0.621 acres)
Lot Dimensions	147 ft deep x 184 ft wide

Location & Zoning

Street Address	1420 4TH ST N
City	FARGO
State	ND
Zip	58102-2733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	LOT: 14 BLOCK: 1 ADDITION: EL ZAGEL REPLAT ADDITIONAL: EL ZAGEL REPLAT LOTS 14 & 15 BLK 1 REPLT OF W 668.46' BLKS 1 & 2
Legal Subdivision	EL ZAGEL REPLAT
Legal Block	1
Legal Lot Number	14-15
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	3
Census Block	3019
Census Tract	400

Owner

1420 4th St N is owned and occupied by two individuals who bought it in October 2018.

Source: Cass County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1420 4TH ST N, FARGO, ND 58102-2733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Jul 22, 2019	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Oct 11, 2018	Warranty Deed, Transfer · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2018 · Amount on File
Deed Sale	Oct 11, 2018 · Amount on File
Deed Document Number	20181549195
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	1420 4TH ST N, FARGO, ND 58102-2733
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	NORTH DAKOTA GUARANTY & TTL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001619813
Date	Jan 19, 2021
Instrument	1619813

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	1420 4TH ST N, FARGO, ND 58102-2733
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH DAKOTA GUARANTY & TTL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001567093
Date	Jul 22, 2019
Instrument	1567093

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Oct 11, 2018
Property Address	1420 4TH ST N, FARGO, ND 58102-2733
Document Number	0001549195
Instrument Date	Oct 10, 2018
Instrument	1549195
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	NORHT DAKOTA GUARANTY & TITL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1420 4TH ST N, FARGO, ND 58102-2733

Mortgage

Document Number	0001549196
Date	Oct 11, 2018
Instrument	1549196

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1420 4th St N was $6,879.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,879.00	$315,700 Land $62,150 Building $253,550	$631,400 Land $124,300 Building $507,100
2023	$7,856.00	$294,300 Land $69,700 Building $224,600	$588,600 Land $139,400 Building $449,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1420 4th St N in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1997–2009)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2009 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1420 4th St N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Otter Tail Telecom.

Nearby Properties on 4th St N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures