1413 4th St N, Fargo, ND 58102 Property Records

Cass County property record for 1413 4th St N, Fargo, ND 58102

Property Summary

Property Type	Single Family Home
Details	2,092 sqft · built 1973
Lot Size	0.311 acres (13,535 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Nov 2025)
Tax Bill	$4,657 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-0761-00250-000`

Property Details

APN / Parcel Number

Primary APN	`01-0761-00250-000`

Interior

Stories	1 Story
Building Area	2,092 sqft Living Area
1st Floor Area	2,092 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	13,535 sqft (0.311 acres)
Lot Dimensions	147 ft deep x 92 ft wide

Location & Zoning

Street Address	1413 4TH ST N
City	FARGO
State	ND
Zip	58102-2732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	LOT: 7 BLOCK: 2 ADDITION: EL ZAGEL REPLAT ADDITIONAL: EL ZAGEL REPLAT LOT 7 BLK 2 REPLT OF W 668.46' BLKS 1 & 2
Legal Subdivision	EL ZAGEL REPLAT
Legal Block	1-2
Legal Lot Number	7
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	3
Census Block	3018
Census Tract	400

Owner

1413 4th St N is owned and occupied by two individuals who bought it in November 2025.

Source: Cass County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1413 4TH ST N, FARGO, ND 58102-2732
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2025 · Amount on File
Deed Sale	Nov 4, 2025 · Amount on File
Prior Sale	Jan 16, 2025 · Amount on File
Deed Document Number	20251746427
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Nov 4, 2025
Property Address	1413 4TH ST N, FARGO, ND 58102-2732
Document Number	0001746427
Instrument Date	Nov 4, 2025
Instrument	1746427
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	THE TITLE SERVICES GROUP, THE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1413 4TH ST N, FARGO, ND 58102-2732

Mortgage

Document Number	0001746428
Date	Nov 4, 2025
Instrument	1746428

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 1413 4th St N was $4,657, down 5.9% from the year before.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,657.00 (-5.92%)	$154,000 (-6.69%) Land $43,700 Building $110,300	$308,000 (-6.69%) Land $87,400 Building $220,600
2024	$4,950.00 (-26.32%)	$165,050 (-28.9%) Land $46,300 Building $118,750	$330,100 (-28.9%) Land $92,600 Building $237,500
2023	$6,718.00	$232,150 Land $46,300 Building $185,850	$464,300 Land $92,600 Building $371,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1413 4th St N in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1997–2009)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2009 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1413 4th St N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Otter Tail Telecom.

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