1432 4th St N, Fargo, ND 58102 Property Records

Cass County property record for 1432 4th St N, Fargo, ND 58102

Property Summary

Property Type	Single Family Home
Details	1,728 sqft · built 1974
Lot Size	0.287 acres (12,505 sqft)
Owner	2 Individual Names on Record
Last Sale	$344,600 (Aug 2017)
Tax Bill	$4,084 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-0761-00130-000`

Property Details

APN / Parcel Number

Primary APN	`01-0761-00130-000`

Interior

Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	12,505 sqft (0.287 acres)
Lot Dimensions	147 ft deep x 85 ft wide

Location & Zoning

Street Address	1432 4TH ST N
City	FARGO
State	ND
Zip	58102-2733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	LOT: 13 BLOCK: 1 ADDITION: EL ZAGEL REPLAT ADDITIONAL: EL ZAGEL REPLAT LOT 13 BLK 1 REPLT OF W 668.46' BLKS 1 & 2
Legal Subdivision	EL ZAGEL REPLAT
Legal Block	1
Legal Lot Number	13
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	3
Census Block	3019
Census Tract	400

Owner

Source: Cass County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1432 4TH ST N, FARGO, ND 58102-2733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWN & COUNTRY CU
Aug 23, 2017	Warranty Deed, Transfer · Conventional Mortgage WESTERN STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2017 · Amount on Record
Deed Sale	Aug 23, 2017 · Amount on Record
Deed Document Number	20171518749
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	1432 4TH ST N, FARGO, ND 58102-2733
Transaction Type	Mortgage
Record Updated	Apr 26, 2024
Title Company	THE TITLE SERVICES GROUP, THE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001632713
Date	May 18, 2021
Instrument	1632713

Lender

Name	TOWN & COUNTRY CU
Type	Credit Union
Address	WEST FARGO, ND 58078

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Aug 23, 2017
Property Address	1432 4TH ST N, FARGO, ND 58102-2733
Document Number	0001518749
Instrument Date	Aug 22, 2017
Instrument	1518749
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1432 4TH ST N, FARGO, ND 58102-2733

Mortgage

Document Number	0001518750
Date	Aug 23, 2017
Instrument	1518750

Lender

Name	WESTERN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,084.00 (-18.27%)	$206,850 (+12.11%) Land $42,250 Building $164,600	$413,700 (+12.11%) Land $84,500 Building $329,200
2023	$4,997.00	$184,500 Land $42,950 Building $141,550	$369,000 Land $85,900 Building $283,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1997–2009)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2009 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Otter Tail Telecom.

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