1407 4th St N, Fargo, ND 58102 Property Records

Cass County property record for 1407 4th St N, Fargo, ND 58102

Property Summary

Property Type	Single Family Home
Details	1,982 sqft · built 1973
Lot Size	0.311 acres (13,535 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Sep 2018)
Tax Bill	$4,866 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2022 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`01-0761-00260-000`

Property Details

APN / Parcel Number

Primary APN	`01-0761-00260-000`

Interior

Stories	1 Story
Building Area	1,982 sqft Living Area
1st Floor Area	1,982 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	13,535 sqft (0.311 acres)
Lot Dimensions	147 ft deep x 92 ft wide

Location & Zoning

Street Address	1407 4TH ST N
City	FARGO
State	ND
Zip	58102-2732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	LOT: 8 BLOCK: 2 ADDITION: EL ZAGEL REPLAT ADDITIONAL: EL ZAGEL REPLAT LOT 8 BLK 2 REPLT OF W 668.46' BLKS 1 & 2
Legal Subdivision	EL ZAGEL REPLAT
Legal Block	1-2
Legal Lot Number	8
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	3
Census Block	3018
Census Tract	400

Owner

Source: Cass County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1407 4TH ST N, FARGO, ND 58102-2732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage BORDER BANK
Sep 7, 2022	Deed of Trust, Mortgage · Commercial Mortgage BELL BANK
Sep 25, 2019	Deed of Trust, Mortgage · Line of Credit UNION ST BK/FARGO
Sep 18, 2018	Deed of Trust, Mortgage · Line of Credit UNION ST BK/FARGO
Sep 10, 2018	Warranty Deed, Transfer UNION ST BK/FARGO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2018 · Amount on Record
Deed Sale	Sep 10, 2018 · Amount on Record
Deed Document Number	20181546619
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	1407 4TH ST N, FARGO, ND 58102-2732
Transaction Type	Mortgage
Record Updated	Apr 26, 2024
Title Company	TITLE COMPANY/WARREN, TITLE COMPANY RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001644627
Date	Sep 8, 2021
Instrument	1644627

Lender

Name	BORDER BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	1407 4TH ST N, FARGO, ND 58102-2732
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 4TH ST N, FARGO, ND 58102-2732

Mortgage

Document Number	0001674761
Date	Sep 7, 2022
Instrument	1674761

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58106

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 1, 2027

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	1407 4TH ST N, FARGO, ND 58102-2732
Document Number	0001572943
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1407 4TH ST N FARGO ND 581022732, FARGO, ND 58102-2732

Mortgage

Document Number	0001572943
Date	Sep 30, 2019
Instrument	1572943

Lender

Name	UNION ST BK/FARGO
Type	Bank
Address	FARGO, ND 58106-9399

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 29, 2024

Interest

Rate Type	Adjustable Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	1407 4TH ST N, FARGO, ND 58102-2732
Document Number	0001547837
Instrument Date	Sep 18, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 4TH ST N FARGO ND 581022732, FARGO, ND 58102-2732

Mortgage

Document Number	0001547837
Date	Sep 25, 2018
Instrument	1547837

Lender

Name	UNION ST BK/FARGO
Type	Bank
Address	FARGO, ND 58106-9399

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 24, 2023

Interest

Rate Type	Adjustable Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Sep 10, 2018
Property Address	1407 4TH ST N, FARGO, ND 58102-2732
Document Number	0001546619
Instrument Date	Aug 30, 2018
Instrument	1546619
Transaction Type	Transfer
Record Updated	Sep 27, 2018
Title Company	TITLE COMPANY LLC, TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1407 4TH ST N FARGO ND 581022732, FARGO, ND 58102-2732

Mortgage

Document Number	1546620
Date	Sep 10, 2018
Instrument	1546620

Lender

Name	UNION ST BK/FARGO
Type	Bank
Address	FARGO, ND 58103

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2048

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,866.00 (-14.63%)	$221,350 (+14.07%) Land $43,700 Building $177,650	$442,700 (+14.07%) Land $87,400 Building $355,300
2023	$5,700.00	$194,050 Land $46,300 Building $147,750	$388,100 Land $92,600 Building $295,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1997–2009)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2009 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Otter Tail Telecom.

Nearby Properties on 4th St N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures