Branch County property record for 124 Morse St, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,572 sqft · built 1885 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $40,000 (May 2011) |
| Tax Bill | $1,584 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 302-000-000-468-00 |
| Primary APN | 302-000-000-468-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,572 sqft Building Perimeter |
| 1st Floor Area | 898 sqft |
| Basement Area | 182 sqft |
| Unfinished Basement | 182 sqft |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Area | 572 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 124 MORSE ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 3 RDS 7 FT IN WIDTH OF LOT 72 STEPHENS S CUTTERS ADDN EXC S 6 RDS 2 FT THEREOF |
| Legal Subdivision | STEPHENS S CUTTERS ADD |
| Legal Lot Number | 72 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 951400 |
124 Morse St is owned and occupied by an individual who bought it in May 2011.
Source: Branch County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 124 MORSE ST, COLDWATER, MI 49036-1465 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2011 · Amount on File |
| Deed Sale | May 19, 2011 · Amount on File |
| Prior Sale | Dec 30, 2003 · Amount on File |
| Deed Document Number | 20113268 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 124 Morse St was $1,584, up 3.7% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,950 (+10.83%) | $125,900 (+10.83%) | |
| 2025 | $1,584.00 (+3.66%) | $56,800 | $113,600 |
| 2024 | $1,528.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 124 Morse St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 Morse St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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