171 Harding Ln, Cameron, NC 28326 Property Records

Harnett County property record for 171 Harding Ln, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,497 sqft · built 2013
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Nov 2023)
Tax Bill	$1,992 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1500060129`

Property Details

APN / Parcel Number

Primary APN	`1500060129`
Alternative APNs	`099563 0048 19` `1500026998`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,497 sqft Heated Area
1st Floor Area	1,502 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	20,038 sqft (0.46 acres)
Garage Area	552 sqft
Porch	Porch
Porch Area	30 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500060129
Street Address	171 HARDING LN
City	CAMERON
State	NC
Zip	28326-0076
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LOT#11 COOPER FARMS PH1 SEC2 MAP#2011-59
Legal Subdivision	COOPER FARMS
Legal Phase	1
Legal Lot Number	11
Jurisdiction	HARNETT NC
Township / Civil Division	JOHNSONVILLE
Census Block Group	3
Census Block	3006
Census Tract	71402

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	171 HARDING LN, CAMERON, NC 28326-0076
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTH CAROLINA HOUSING FINANCE AGEN
Oct 19, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Jun 15, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Apr 23, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2023 · Amount on Record
Deed Sale	Nov 9, 2023 · Amount on Record
Prior Sale	Apr 23, 2018 · Amount on Record
Deed Document Number	202318898
Deed Book / Page	4213 / 2285
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Nov 9, 2023
Property Address	171 HARDING LN, CAMERON, NC 28326-0076
Document Number	0000018898
Book / Page	4213 / 2285
Map Reference	MB 2011 PG 59
Instrument Date	Oct 27, 2023
Instrument	2023018898
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	184 CHESAPEAKE RD, CAMERON, NC 28326-6534

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 HARDING LN, CAMERON, NC 28326-0076

Mortgage

Document Number	0000018900
Date	Nov 9, 2023
Instrument	2023018900

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGEN
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000018899
Date	Nov 9, 2023
Book Page	4213/2287
Instrument	2023018899

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	171 HARDING LN, CAMERON, NC 28326-0076
Transaction Type	Mortgage
Record Updated	Nov 9, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024610
Date	Oct 19, 2021
Book Page	4062/427
Instrument	2021024610

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	171 HARDING LN, CAMERON, NC 28326-0076
Document Number	0000009865
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 HARDING LN CAMERON NC 283260076, CAMERON, NC 28326-0076

Mortgage

Document Number	0000009865
Date	Jun 19, 2020
Book Page	003827/000863
Instrument	9865

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Apr 23, 2018
Property Address	171 HARDING LN, CAMERON, NC 28326-0076
Document Number	0000005517
Book / Page	3598 / 0532
Map Reference	MB 2011 PG 59
Instrument Date	Apr 23, 2018
Instrument	2018005517
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Tax	$355.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 BRISTLING PINE RD, 515, CARTHAGE, NC 28327-1159

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 HARDING LN, CAMERON, NC 28326-0076

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,992.00 (+33.33%)	$257,734 (+28.17%)	$257,734 (+28.17%) Land $21,390 Building $236,344
2025	$1,494.00 (+1.36%)	$201,080 (-)	$201,080 (-) Land $41,350 Building $159,730
2023	$1,474.00	$201,080	$201,080 Land $41,350 Building $159,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 86% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 3
Verizon Fixed Wireless	25 / 6

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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