Black Hawk County property record for 1418 W Ridgeway Ave, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,656 sqft · built 1960 |
| Lot Size | 0.306 acres (13,351 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,426 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Feb 2024 Transfer |
| Flood Zone | Zone A (high risk) |
| APN | 8913-33-477-032 |
| Primary APN | 8913-33-477-032 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,656 sqft Living Area |
| 1st Floor Area | 1,362 sqft |
| Basement Area | 1,656 sqft |
| Finished Basement | 550 sqft |
| Unfinished Basement | 1,656 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,351 sqft (0.306 acres) |
| Lot Dimensions | 169 ft deep x 79 ft wide |
| Garage Type | Attached |
| Garage Area | 818 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1418 W RIDGEWAY AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-4433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNPLATTED WLOO WEST PART SE SE SEC 33 T 89 R 13 COM AT PT 541.6 FT E OF SW COR SE SE TH E 79 FT TH N 202.087 FT TH W 79 FT TH |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 33 |
| Legal Subdivision | UNPLATTED WLOO WEST |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 1501 |
Source: Black Hawk County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1418 W RIDGEWAY AVE, WATERLOO, IA 50701-4433 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jan 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK |
| Feb 29, 2024 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 31, 2024 |
| Transfer Doc | 0000010601 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1418 W RIDGEWAY AVE, WATERLOO, IA 50701-4433 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 202100014630 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 202100014630 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Feb 29, 2024 |
| Property Address | 1418 W RIDGEWAY AVE, WATERLOO, IA 50701-4433 |
| Document Number | 202400010601 |
| Instrument Date | Jan 31, 2024 |
| Instrument | 202400010601 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1418 W RIDGEWAY AVE, WATERLOO, IA 50701-4433 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,426.00 Homeowner's exemption | $257,730 (+13.07%) Land $25,120 Building $232,610 | $257,730 (+13.07%) Land $25,120 Building $232,610 |
| 2024 | $4,426.00 (+9.01%) | ||
| 2023 | $227,930 (+17.65%) Land $25,120 Building $202,810 | $227,930 (+17.65%) Land $25,120 Building $202,810 | |
| 2022 | $4,060.00 Homeowner's exemption | $193,730 Land $25,120 Building $168,610 | |
| 2021 | $193,730 Land $25,120 Building $168,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 15 (1979–2020) |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Nextlink.
5G (outdoors only) and 4G LTE
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