Black Hawk County property record for 1400 W Ridgeway Ave, Waterloo, IA 50701 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,037 sqft · built 1938 |
| Lot Size | 0.26 acres (11,323 sqft) |
| Owner | Individual Name on File |
| Last Sale | $70,000 (May 2011) |
| Tax Bill | $2,494 (2025) |
| Deeds & Mortgages | Sep 2006 Line of Credit Jun 2013 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-33-477-030 |
| Primary APN | 8913-33-477-030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,037 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Attic | Attic |
| Attic Area | 269 sqft |
| Basement Area | 768 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,323 sqft (0.26 acres) |
| Lot Dimensions | 169 ft deep x 67 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 78 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1400 W RIDGEWAY AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-4433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNPLATTED WLOO WEST PART SE SE SEC 33 T 89 R 13 COM AT A PT 690.6 FT E OF SW COR SE SE TH E 67.1 FT TH N 202.087 FT TH W 67.1 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 33 |
| Legal Subdivision | UNPLATTED WLOO WEST |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 1501 |
Source: Black Hawk County records · APN 8913-33-477-030
Assessment roll updated October 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 HOME PARK BLVD, WATERLOO, IA 50701-2847 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2006 | Deed of Trust, Mortgage · Line of Credit US BANK NA ND |
| Jun 27, 2013 | Deed of Trust, Mortgage VERIDIAN CU |
| May 27, 2011 | Legal Action/Court Order, Foreclosure · Conventional Mortgage VERIDIAN CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 27, 2011 · Amount on Record |
| Deed Sale | May 27, 2011 · Amount on Record |
| Deed Document Number | 201122502 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1400 W RIDGEWAY AVE, WATERLOO, IA 50701-4433 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2007006373 |
|---|---|
| Date | Sep 15, 2006 |
| Instrument | 2007006373 |
| Name | US BANK NA ND |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1400 W RIDGEWAY AVE, WATERLOO, IA 50701-4433 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2013027201 |
|---|---|
| Date | Jun 27, 2013 |
| Instrument | 2013027201 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Amount | Amount Recorded |
|---|---|
| Term | 121 Months |
| Due | Jul 10, 2023 |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | May 27, 2011 |
| Property Address | 1400 W RIDGEWAY AVE, WATERLOO, IA 50701-4433 |
| Document Number | 2011022502 |
| Instrument Date | May 25, 2011 |
| Instrument | 2011022502 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $111.20 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1400 W RIDGEWAY AVE, WATERLOO, IA 50701-4433 |
| Document Number | 2011022505 |
|---|---|
| Date | May 27, 2011 |
| Instrument | 2011022505 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2026 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,494.00 | $128,100 (+11.44%) Land $21,310 Building $106,790 | $128,100 (+11.44%) Land $21,310 Building $106,790 |
| 2024 | $2,494.00 (+16.32%) | ||
| 2023 | $114,950 (+17.7%) Land $21,310 Building $93,640 | $114,950 (+17.7%) Land $21,310 Building $93,640 | |
| 2022 | $2,144.00 | $97,660 Land $21,310 Building $76,350 | |
| 2021 | $97,660 Land $21,310 Building $76,350 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130015011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 15 (1979–2020) |
| Most Recent Claim | Jul 2020, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Low above 2% of the US · above 17% of Iowa |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 268 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Waterloo Telecommunications Utility | Fiber | 10,000 / 10,000 |
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| LTD Broadband | Fixed Wireless (licensed-by-rule) | 150 / 130 |
May also be available at this address: AMG Technology Investment Group, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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