1350 W Ridgeway Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1350 W Ridgeway Ave, Waterloo, IA 50701 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,036 sqft · built 1956
Lot Size	0.345 acres (15,041 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Mar 2015)
Tax Bill	$2,936 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-33-477-029`

Property Details

APN / Parcel Number

Primary APN	`8913-33-477-029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,036 sqft Living Area
1st Floor Area	1,036 sqft
Basement Area	1,036 sqft
Finished Basement	425 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,041 sqft (0.345 acres)
Lot Dimensions	169 ft deep x 89 ft wide
Garage Type	Attached
Garage Area	338 sqft
Parking Spaces	1 Parking Space
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1350 W RIDGEWAY AVE
City	WATERLOO
State	IA
Zip	50701-4431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNPLATTED WLOO WEST PART SE SE SEC 33 T 89 R 13 COM AT A PT 757.7 FT E OF SW COR SE SE TH E 89 FT TH N 202.087 FT TH W 89 FT
Legal Range	13W
Legal Township	89N
Legal Section	33
Legal Subdivision	UNPLATTED WLOO WEST
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1018
Census Tract	1501

Owner

Source: Black Hawk County records · APN 8913-33-477-029

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1350 W RIDGEWAY AVE, WATERLOO, IA 50701-4431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 13, 2015 · Amount on Record
Deed Sale	Mar 13, 2015 · Amount on Record
Deed Document Number	201514352
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1350 W RIDGEWAY AVE, WATERLOO, IA 50701-4431
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	BLACK HAWK CNTY ABSTRACT CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1350 W RIDGEWAY AVE, WATERLOO, IA 50701-4431

Mortgage

Document Number	202100012946
Date	Dec 17, 2020
Instrument	202100012946

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2036

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,936.00 Homeowner's exemption	$162,450 (+11.63%) Land $28,300 Building $134,150	$162,450 (+11.63%) Land $28,300 Building $134,150
2024	$2,936.00 (+13.01%)
2023		$145,530 (+14.41%) Land $28,300 Building $117,230	$145,530 (+14.41%) Land $28,300 Building $117,230
2022	$2,598.00 Homeowner's exemption	$127,200 Land $28,300 Building $98,900
2021			$127,200 Land $28,300 Building $98,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130015011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Nearby Flood Policies	11 in force
Nearby Flood Claims	15 (1979–2020)
Most Recent Claim	Jul 2020, rainfall accumulation
Claims By Storm	Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims Severe Storms & Flooding, Jul 1993 · 4 claims

Wildfire

Wildfire Risk	Low above 2% of the US · above 17% of Iowa
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 268 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Waterloo Telecommunications Utility	Fiber	10,000 / 10,000
Metronet Holdings	Fiber	5,120 / 5,120
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

May also be available at this address: AMG Technology Investment Group, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.