1410 W Ridgeway Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1410 W Ridgeway Ave, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 912 sqft · built 1958
Lot Size0.272 acres (11,830 sqft)
Owner2 Individual Names on File
Tax Bill$2,348 (2025)
Flood ZoneZone X (minimal risk)
APN8913-33-477-031

Property Details

APN / Parcel Number

Primary APN8913-33-477-031

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area912 sqft Living Area
1st Floor Area912 sqft
Basement Area912 sqft
Finished Basement400 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,830 sqft (0.272 acres)
Lot Dimensions169 ft deep x 70 ft wide
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
Deck Area280 sqft
Patio Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1410 W RIDGEWAY AVE
CityWATERLOO
StateIA
Zip50701-4433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNPLATTED WLOO WEST PART SE SE SEC 33 T 89 R 13 COM AT PT 33 FT N & 620.6 FT E OF SW COR SE SE TH E 70 FT TH N 169.087 FT TH
Legal Range13W
Legal Township89N
Legal Section33
Legal SubdivisionUNPLATTED WLOO WEST
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1018
Census Tract1501

Owner

Source: Black Hawk County assessment roll, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1410 W RIDGEWAY AVE, WATERLOO, IA 50701-4433
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,348.00 Homeowner's exemption$157,440 (+11.99%) Land $22,260 Building $135,180$157,440 (+11.99%) Land $22,260 Building $135,180
2024$2,348.00 (-2.73%)
2023$140,590 (+15.03%) Land $22,260 Building $118,330$140,590 (+15.03%) Land $22,260 Building $118,330
2022$2,414.00 Homeowner's exemption$122,220 Land $22,260 Building $99,960
2021$122,220 Land $22,260 Building $99,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims15 (1979–2020)
Most Recent ClaimJul 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims
  • Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Telecommunications Utility
Fiber
10,000 / 10,000
Metronet Holdings
Fiber
5,120 / 5,120
Mediacom Communications
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
LTD Broadband
Fixed Wireless
150 / 130

May also be available: AMG Technology Investment Group.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Ridgeway Ave

Nearby Streets

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