Saginaw County property record for 14157 Ferden Rd, Oakley, MI 48649
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,168 sqft · built 1900 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $115,000 (Nov 2024) |
| Tax Bill | $1,184 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-09-2-26-1001-000 |
| Primary APN | 07-09-2-26-1001-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,168 sqft Living Area |
| 1st Floor Area | 2,080 sqft |
| Basement Area | 688 sqft |
| Unfinished Basement | 688 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Wood Siding |
| Lot Area | 42,689 sqft (0.98 acres) |
| Garage Area | 2,080 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Porch |
| Porch Area | 260 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|
| Street Address | 14157 FERDEN RD |
|---|---|
| City | OAKLEY |
| State | MI |
| Zip | 48649-9774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-R |
| Legal Description | COM AT A PT 748.68 FT W FROM NE CORN OF SEC 26 TH S 220 FT TH W 193 FT TH N 220 FT TH E 193 FT TO POB 0.975 ACRE SEC 26 T9N R2E |
| Legal Range | 02E |
| Legal Township | 09N |
| Legal Section | 26 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BRADY |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 12500 |
Source: Saginaw County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1007 N SHIAWASSEE ST, OWOSSO, MI 48867-1638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2024 · Amount on Record |
| Deed Sale | Nov 20, 2024 · Amount on Record |
| Deed Document Number | 202425805 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jun 9, 2026 |
| Property Address | 14157 FERDEN RD, OAKLEY, MI 48649-9774 |
| Document Number | 0000015066 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 202615066 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 14157 FERDEN RD, OAKLEY, MI 48649-9774 |
| Document Number | 0000015066, |
|---|---|
| Date | Jun 9, 2026 |
| Instrument | 202615066 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Saginaw County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Brady Township |
| Unified School District | Chesaning Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $108,800 (+0.65%) | $217,600 (+0.65%) | |
| 2025 | $1,184.00 (-41.76%) Homeowner's exemption | $108,100 (+29.46%) | $216,200 (+29.46%) |
| 2023 | $83,500 | $167,000 | |
| 2022 | $2,033.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: T-Mobile, Verizon.
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