Saginaw County property record for 13769 Ferden Rd, Oakley, MI 48649 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,620 sqft · built 2017 |
| Lot Size | 18.5 acres (807,167 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $20,000 (Oct 2016) |
| Tax Bill | $1,264 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-09-2-25-2003-002 |
| Primary APN | 07-09-2-25-2003-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| 1st Floor Area | 1,620 sqft |
| Basement Area | 1,620 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 807,167 sqft (18.5 acres) |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 13769 FERDEN RD |
|---|---|
| City | OAKLEY |
| State | MI |
| Zip | 48649-9771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT A PT 852.07 FT E FROM NW CORN OF SEC 25 TH CONT E 434.65 FT TH S 1323.64 FT TH W 642.53 FT TH N 1116.63 FT TH E 208.71 FT TH N 208.71 FT TO POB 18.53 ACRES SEC 25 T9N R2E *** NEW COMB FROM PARENTS 2003-000 & 2003-001 01-09-2014 |
| Legal Range | 02E |
| Legal Township | 09N |
| Legal Section | 25 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BRADY |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 12500 |
Source: Saginaw County records · APN 07-09-2-25-2003-002
Assessment roll updated September 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13769 FERDEN RD, OAKLEY, MI 48649-9771 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2017 | Deed of Trust, Mortgage NORTHPOINTE BANK |
| Jan 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU |
| Nov 01, 2017 | Loan Modification, Mortgage NORTHPOINTE BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 05, 2016 · Amount on Record |
| Deed Sale | Oct 05, 2016 · Amount on Record |
| Deed Document Number | 201626191 |
| Deed Book / Page | 2874 / 1132 |
| Prior Transfer Date | Sep 28, 2016 |
| Prior Transfer Doc | 0000026191 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 13769 FERDEN RD, OAKLEY, MI 48649-9771 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | MASON BURGESS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000001613 |
|---|---|
| Date | Jan 19, 2017 |
| Book Page | 2886/2167 |
| Instrument | 2017001613 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Feb 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 13769 FERDEN RD, OAKLEY, MI 48649-9771 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 13769 FERDEN RD, OAKLEY, MI 48649-9771 |
| Document Number | 0000001167 |
|---|---|
| Date | Jan 10, 2021 |
| Instrument | 2021001167 |
| Name | FINANCIAL PLUS CU |
|---|---|
| Type | Credit Union |
| Address | FLINT, MI 48507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 13769 FERDEN RD, OAKLEY, MI 48649-9771 |
| Document Number | 0000031320 |
| Instrument Date | Nov 01, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13769 FERDEN RD OAKLEY MI 486499771, OAKLEY, MI 48649-9771 |
| Document Number | 0000031320 |
|---|---|
| Date | Nov 27, 2017 |
| Instrument | 31320 |
| Name | NORTHPOINTE BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 26, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Brady Township |
| Unified School District | Chesaning Union Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $178,100 (+20.01%) | $356,200 (+20.01%) | |
| 2025 | $1,264.00 (-67.2%) Homeowner's exemption | ||
| 2023 | $148,400 | $296,800 | |
| 2022 | $3,854.00 |
Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 5% of the US · above 11% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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