14490 Ferden Rd, Oakley, MI 48649 Property Records

Saginaw County property record for 14490 Ferden Rd, Oakley, MI 48649 · Last verified July 2026

Property Summary

Property Type	General Agricultural/Rural
Details	2 ba · 2,313 sqft · built 1991
Lot Size	77.4 acres (3,374,158 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,722 (2025)
Deeds & Mortgages	Feb 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`07-09-2-23-4003-000`

Property Details

APN / Parcel Number

Primary APN	`07-09-2-23-4003-000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,313 sqft Living Area
Gross Area	656 sqft
1st Floor Area	1,728 sqft
Basement Area	1,422 sqft
Unfinished Basement	1,422 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Wood Siding
Lot Area	3,374,158 sqft (77.4 acres)
Garage Area	656 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	189 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	14490 FERDEN RD
City	OAKLEY
State	MI
Zip	48649-8767
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	W 1/2 OF SE 1/4 EXC THAT PART LYING SELY OF GREEN DRAIN ALSO EXC W 365 FT OF S 250 FT THEREOF 76.91 ACRES SEC 23 T9N R2E
Legal Range	02E
Legal Township	09N
Legal Section	23
Jurisdiction	SAGINAW MI
Township / Civil Division	BRADY
Census Block Group	4
Census Block	4001
Census Tract	12500

Owner

Source: Saginaw County records · APN 07-09-2-23-4003-000

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14490 FERDEN RD, OAKLEY, MI 48649-8767
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 06, 1999
Deed Sale	Jan 06, 1999
Prior Sale	Aug 17, 1990 · Amount on Record
Deed Book / Page	2175 / 2022
Last Transfer Date	Sep 21, 2009
Transfer Doc	0000027371
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	14490 FERDEN RD, OAKLEY, MI 48649-8767
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003363
Date	Feb 21, 2019
Instrument	2019003363

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	289 Months
Due	Mar 01, 2043

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Brady Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,800 (+16.34%)	$727,600 (+16.34%)
2025	$1,722.00 (-77.5%) Homeowner's exemption
2023		$312,700	$625,400
2022	$7,654.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 6% of the US · above 15% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fixed Wireless	25 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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