14200 Ferden Rd, Oakley, MI 48649 Property Records

Saginaw County property record for 14200 Ferden Rd, Oakley, MI 48649 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1976
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on File
Tax Bill	$546 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-09-2-23-4005-000`

Property Details

APN / Parcel Number

Primary APN	`07-09-2-23-4005-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	42,689 sqft (0.98 acres)
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	168 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	14200 FERDEN RD
City	OAKLEY
State	MI
Zip	48649-9774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT A PT ON S SEC LINE 1312.61 FT E OF S 1/4 COR TH N 234.58 FT TH S88DEG 43MIN 14SECONDS E 226.63 FT TH S 04DEG 22MIN 17SECONDS W 230.19 FT TH W 209 FT TO POB 1.16 ACRE SEC 23 T9N R2E
Legal Range	02E
Legal Township	09N
Legal Section	23
Jurisdiction	SAGINAW MI
Township / Civil Division	BRADY
Census Block Group	4
Census Block	4001
Census Tract	12500

Owner

Source: Saginaw County records · APN 07-09-2-23-4005-000

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14200 FERDEN RD, OAKLEY, MI 48649-9774
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	14200 FERDEN RD, OAKLEY, MI 48649-9774
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14200 FERDEN RD, OAKLEY, MI 48649-9774

Mortgage

Document Number	0000037796
Date	Dec 02, 2021
Instrument	2021037796

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 01, 2031

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Brady Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,300 (+30.43%)	$140,600 (+30.43%)
2025	$546.00 (-65.57%) Homeowner's exemption
2023		$53,900	$107,800
2022	$1,586.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.