Seminole County property record for 1415 Ellis Fallon Loop, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,210 sqft · built 2011 |
| Lot Size | 0.233 acres (10,131 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $566,000 (Apr 2026) |
| Tax Bill | $3,994 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Apr 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-21-31-509-0000-0450 |
| Primary APN | 03-21-31-509-0000-0450 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,210 sqft Living Area |
| Gross Area | 2,610 sqft |
| 1st Floor Area | 2,210 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 10,131 sqft (0.233 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1415 ELLIS FALLON LOOP |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-5967 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LOT 45 THE PRESERVE AT LAKE CHARM PB 73 PGS 16 - 21 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 03 |
| Legal Subdivision | THE PRESERVE AT LAKE CHARM |
| Legal Tract | 509 |
| Legal Lot Number | 45 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 21311 |
Source: Seminole County records · APN 03-21-31-509-0000-0450
Assessment roll updated December 29, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 7202, DAYTONA BEACH, FL 32116-7202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Aug 10, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 13, 2026 | Warranty Deed, Transfer BROKER'S TITLE, BROKERS TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 13, 2026 · Amount on Record |
| Deed Sale | Apr 13, 2026 · Amount on Record |
| Prior Sale | May 06, 2013 · Amount on Record |
| Deed Document Number | 202636103 |
| Deed Book / Page | 11017 / 1718 |
| Last Transfer Date | Aug 01, 2026 |
| Transfer Doc | 0000079388 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Aug 10, 2026 |
| Property Address | 1415 ELLIS FALLON LOOP, OVIEDO, FL 32765-5967 |
| Document Number | 0000079388 |
| Book / Page | 11091 / 1563 |
| Instrument Date | Aug 01, 2026 |
| Instrument | 202679388 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Apr 30, 2026 |
| Property Address | 1415 ELLIS FALLON LOOP, OVIEDO, FL 32765-5967 |
| Document Number | 0110300293 |
| Book / Page | 11030 / 293 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202643141 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | UNITED WHOLESALE MORTGAGE LL |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 1415 ELLIS FALLON LOOP, OVIEDO, FL 32765-5967 |
| Document Number | 0000043141, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 11030/293 |
| Instrument | 202643141 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Apr 13, 2026 |
| Property Address | 1415 ELLIS FALLON LOOP, OVIEDO, FL 32765-5967 |
| Document Number | 0000036103 |
| Book / Page | 11017 / 1718 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 2026.36103 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Title Company | BROKER'S TITLE, BROKERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $400,162.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Seminole County records · Assessment roll updated December 29, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,994.00 (+12.32%) Homeowner's exemption | $278,698 (+5.99%) | $475,573 (+8.62%) Land $125,000 Building $350,573 |
| 2023 | $3,556.00 (+2.86%) Homeowner's exemption | $262,955 (+3%) | $437,832 (+0.77%) Land $112,000 Building $325,832 |
| 2022 | $3,457.00 Homeowner's exemption | $255,296 | $434,482 Land $112,000 Building $322,482 |
Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 100 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 20 (2001–2024) |
| Claims Outside the SFHA | 15 of 20 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Moderate above 61% of the US · lower than 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 289 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OVIEDO serves 47,933 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures