Seminole County property record for 1399 Ellis Fallon Loop, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,645 sqft · built 2012 |
| Lot Size | 0.242 acres (10,550 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $529,900 (Dec 2021) |
| Tax Bill | $7,538 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Dec 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-21-31-509-0000-0410 |
| Primary APN | 03-21-31-509-0000-0410 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,645 sqft Living Area |
| Gross Area | 3,105 sqft |
| 1st Floor Area | 1,238 sqft |
| Upper Floors Area | 1,407 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 10,550 sqft (0.242 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 220 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1399 ELLIS FALLON LOOP |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-5966 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LOT 41 THE PRESERVE AT LAKE CHARM PB 73 PGS 16 - 21 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 03 |
| Legal Subdivision | THE PRESERVE AT LAKE CHARM |
| Legal Tract | 509 |
| Legal Lot Number | 41 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 21311 |
Source: Seminole County records · APN 03-21-31-509-0000-0410
Assessment roll updated December 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1399 ELLIS FALLON LOOP, OVIEDO, FL 32765-5966 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Nov 03, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Dec 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Oct 01, 2020 | Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MORTGAGE CORP |
| Apr 20, 2018 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Mar 16, 2017 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 27, 2021 · Amount on Record |
| Deed Sale | Dec 27, 2021 · Amount on Record |
| Prior Sale | Nov 07, 2012 · Amount on Record |
| Deed Document Number | 2021166822 |
| Deed Book / Page | 10130 / 259 |
| Last Transfer Date | Oct 30, 2025 |
| Transfer Doc | 0109270955 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Nov 03, 2025 |
| Property Address | 1399 ELLIS FALLON LOOP, OVIEDO, FL 32765-5966 |
| Document Number | 0109270955 |
| Book / Page | 10927 / 955 |
| Map Reference | MB 73 PG 16-21 |
| Instrument Date | Oct 30, 2025 |
| Instrument | 2025109524 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1399 ELLIS FALLON LOOP, OVIEDO, FL 32765-5966 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1399 ELLIS FALLON LOOP, OVIEDO, FL 32765-5966 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Dec 27, 2021 |
| Property Address | 1399 ELLIS FALLON LOOP, OVIEDO, FL 32765-5966 |
| Document Number | 0101300259 |
| Book / Page | 10130 / 259 |
| Map Reference | MB 73 PG 16-21 |
| Instrument Date | Dec 20, 2021 |
| Instrument | 2021166822 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,709.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1399 ELLIS FALLON LOOP, OVIEDO, FL 32765-5966 |
| Document Number | 0010130261 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 10130/261 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1399 ELLIS FALLON LOOP, OVIEDO, FL 32765-5966 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1399 ELLIS FALLON LOOP, OVIEDO, FL 32765-5966 |
| Document Number | 0097201283 |
|---|---|
| Date | Oct 01, 2020 |
| Book Page | 9720/1283 |
| Instrument | 2020110338 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1399 ELLIS FALLON LOOP, OVIEDO, FL 32765-5966 |
| Document Number | 0091211237 |
| Instrument Date | Apr 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1399 ELLIS FALLON LOOP OVIEDO FL 327655966, OVIEDO, FL 32765-5966 |
| Document Number | 0091211237 |
|---|---|
| Date | May 03, 2018 |
| Book Page | 009121/001237 |
| Instrument | 48228 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 02, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1399 ELLIS FALLON LOOP, OVIEDO, FL 32765-5966 |
| Document Number | 0088871192 |
| Book / Page | 008887 / 001192 |
| Instrument Date | Mar 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1399 ELLIS FALLON LOOP OVIEDO FL 327655966, OVIEDO, FL 32765-5966 |
| Document Number | 0088871192 |
|---|---|
| Date | Apr 03, 2017 |
| Book Page | 008887/001192 |
| Instrument | 32614 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 02, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Seminole County records · Assessment roll updated December 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,538.00 (+5.31%) | $489,910 (+2.9%) | $544,151 (-6.65%) Land $125,000 Building $419,151 |
| 2024 | $7,158.00 (+6.42%) Homeowner's exemption | $476,103 (+3%) | $582,905 (+16.14%) Land $125,000 Building $457,905 |
| 2023 | $6,726.00 (+2.62%) Homeowner's exemption | $462,236 (+3%) | $501,879 (+0.8%) Land $112,000 Building $389,879 |
| 2022 | $6,554.00 Homeowner's exemption | $448,773 | $497,896 Land $112,000 Building $385,896 |
Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 100 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 20 (2001–2024) |
| Claims Outside the SFHA | 15 of 20 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Moderate above 61% of the US · lower than 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 289 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OVIEDO serves 47,933 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures