Seminole County property record for 1427 Ellis Fallon Loop, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,764 sqft · built 2012 |
| Lot Size | 0.402 acres (17,517 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $363,000 (Aug 2014) |
| Tax Bill | $5,347 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-21-31-509-0000-0480 |
| Primary APN | 03-21-31-509-0000-0480 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,764 sqft Living Area |
| 1st Floor Area | 2,764 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 17,517 sqft |
| Garage Area | 684 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 229 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1427 ELLIS FALLON LOOP |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-5967 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 48 THE PRESERVE AT LAKE CHARM PB 73 PGS 16 - 21 |
| Legal Range | 31 |
| Legal Township | 21 |
| Legal Section | 03 |
| Legal Subdivision | THE PRESERVE AT LAKE CHARM |
| Legal Tract | 509 |
| Legal Lot Number | 48 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 21311 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1427 ELLIS FALLON LOOP, OVIEDO, FL 32765-5967 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC |
| Jan 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC |
| Aug 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2014 · Amount on Record |
| Deed Sale | Aug 5, 2014 · Amount on Record |
| Prior Sale | Oct 25, 2012 |
| Deed Document Number | 2014084984 |
| Deed Book / Page | 08307 / 1118 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1427 ELLIS FALLON LOOP, OVIEDO, FL 32765-5967 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1427 ELLIS FATLON LOOP, OVIEDO, FL 32765 |
| Document Number | 0100230796 |
|---|---|
| Date | Aug 25, 2021 |
| Book Page | 10023/796 |
| Instrument | 2021112196 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1427 ELLIS FALLON LOOP, OVIEDO, FL 32765-5967 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1427 ELLIS FALLON LOOP, OVIEDO, FL 32765-5967 |
| Document Number | 0098241686 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 9824/1686 |
| Instrument | 2021010159 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1427 ELLIS FALLON LOOP, OVIEDO, FL 32765-5967 |
| Document Number | 0090390248 |
| Book / Page | 009039 / 000248 |
| Instrument Date | Aug 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1427 ELLIS FALLON LOOP OVIEDO FL 327655967, OVIEDO, FL 32765-5967 |
| Document Number | 0090390248 |
|---|---|
| Date | Dec 12, 2017 |
| Book Page | 009039/000248 |
| Instrument | 125262 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 11, 2027 |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,347.00 (+15.14%) Homeowner's exemption | $351,202 (+5.99%) | $607,200 (+7.88%) Land $125,000 Building $482,200 |
| 2023 | $4,644.00 (+2.74%) Homeowner's exemption | $331,363 (+3%) | $562,863 (+0.78%) Land $112,000 Building $450,863 |
| 2022 | $4,520.00 Homeowner's exemption | $321,712 | $558,506 Land $112,000 Building $446,506 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 100 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 20 (2001–2024) |
| Claims Outside the SFHA | 15 of 20 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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