Seminole County property record for 1403 Ellis Fallon Loop, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,726 sqft · built 2012 |
| Lot Size | 0.239 acres (10,425 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $394,900 (Nov 2017) |
| Tax Bill | $5,933 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-21-31-509-0000-0420 |
| Primary APN | 03-21-31-509-0000-0420 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,726 sqft Living Area |
| Gross Area | 3,166 sqft |
| 1st Floor Area | 1,396 sqft |
| Upper Floors Area | 1,330 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 10,425 sqft (0.239 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 1 sqft |
| Porch | Open Porch |
| Porch Area | 241 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1403 ELLIS FALLON LOOP |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-5966 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LOT 42 THE PRESERVE AT LAKE CHARM PB 73 PGS 16 - 21 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 03 |
| Legal Subdivision | THE PRESERVE AT LAKE CHARM |
| Legal Tract | 509 |
| Legal Lot Number | 42 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 21311 |
Source: Seminole County records, as of January 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1403 ELLIS FALLON LOOP, OVIEDO, FL 32765-5966 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| May 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Nov 6, 2017 | Warranty Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2017 · Amount on Record |
| Deed Sale | Nov 6, 2017 · Amount on Record |
| Prior Sale | Mar 1, 2016 · Amount on Record |
| Deed Document Number | 2017112298 |
| Prior Transfer Date | Mar 31, 2016 |
| Prior Transfer Doc | 0087291264 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1403 ELLIS FALLON LOOP, OVIEDO, FL 32765-5966 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1403 ELLIS FALLON LOOP, OVIEDO, FL 32765-5966 |
| Document Number | 0100930115 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 10093/115 |
| Instrument | 2021148086 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Oct 25, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1403 ELLIS FALLON LOOP, OVIEDO, FL 32765-5966 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1403 ELLIS FALLON LOOP, OVIEDO, FL 32765-5966 |
| Document Number | 0099320039 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 9932/39 |
| Instrument | 2021064765 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Nov 6, 2017 |
| Property Address | 1403 ELLIS FALLON LOOP, OVIEDO, FL 32765-5966 |
| Document Number | 0090191081 |
| Book / Page | 009019 / 001081 |
| Instrument Date | Nov 3, 2017 |
| Instrument | 112298 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,764.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1403 ELLIS FALLON LOOP OVIEDO FL 327655966, OVIEDO, FL 32765-5966 |
| Document Number | 90191083 |
|---|---|
| Date | Nov 6, 2017 |
| Book Page | 009019/001083 |
| Instrument | 112299 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 5, 2047 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,933.00 (+12.16%) Homeowner's exemption | $394,255 (+5.99%) | $597,279 (+7.69%) Land $125,000 Building $472,279 |
| 2023 | $5,290.00 (+17.74%) Homeowner's exemption | $371,984 (+16.23%) | $554,653 (+9.14%) Land $112,000 Building $442,653 |
| 2022 | $4,493.00 Homeowner's exemption | $320,041 | $508,207 Land $112,000 Building $396,207 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 100 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 20 (2001–2024) |
| Claims Outside the SFHA | 15 of 20 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures