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1414 Garnet Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1414 Garnet Dr, O Fallon, MO 63366 · Last verified August 2026

Property Summary

Property TypeCondominium
Details2 bd · 3 ba · 2,450 sqft · built 2007
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on File
Last Sale$375,000 (Oct 2024)
Deeds & MortgagesMar 2022 Sale
Nov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNT040300875

Property Details

APN / Parcel Number

Primary APNT040300875
Alternative APN
  • 2-0140-9449-00-018A.0000000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area2,450 sqft Living Area
Gross Area3,372 sqft
1st Floor Area1,464 sqft
Basement Area1,446 sqft
Finished Basement986 sqft
Unfinished Basement460 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleSpanish
Exterior MaterialBrick/Stone
Lot Area5,227 sqft (0.12 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area144 sqft
Deck AreaDeck Area
Patio Area248 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT040300875
Street Address1414 GARNET DR
CityO FALLON
StateMO
Zip63366-4794
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionVILLAS AT CRYSTAL RIDGE #2 LOT 18A
Legal SubdivisionVILLAS AT CRYSTAL RIDGE #2
Legal Lot Number18A
JurisdictionST CHARLES MO
Township / Civil DivisionO'FALLON
Census Block Group5
Census Block5001
Census Tract311602

Owner

Source: St. Charles County records · APN T040300875

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1414 GARNET DR, O FALLON, MO 63366-4794
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2022Beneficiary Deed, Transfer
Nov 30, 2021Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 17, 2024 · Amount on Record
Deed SaleOct 17, 2024 · Amount on Record
Prior SaleNov 30, 2021 · Amount on Record
Deed Document Number202442936
Prior Transfer DateMar 23, 2022
Prior Transfer Doc0000016974
Record UpdatedSep 20, 2026

March 2022: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateMar 23, 2022
Property Address1414 GARNET DR, O FALLON, MO 63366-4794
Document Number0000016974
Map ReferenceMB 40 PG 258
Instrument DateMar 23, 2022
Instrument2022R-016974
Transaction TypeTransfer
Record UpdatedApr 05, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1414 GARNET DR, O FALLON, MO 63366-4794

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateNov 30, 2021
Property Address1414 GARNET DR, O FALLON, MO 63366-4794
Document Number0000096986
Map ReferenceMB 40 PG 258
Instrument DateNov 22, 2021
Instrument2021R-096986
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address980 MOUNT HAWKY COURT, 980, WENTZVILLE, MO 63385

Transferred To (Grantee/Buyer)

NameVerified Name
Address1414 GARNET DR, O FALLON, MO 63366-4794

Mortgage

Document Number0000096987
DateNov 30, 2021
Instrument2021R-096987
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearAssessed ValueAssessed Market Value
2026$58,975 (+7.1%)$310,393 (+7.1%) Building $310,393
2023$55,063
2022$289,806 Building $289,806

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833116025, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 527 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Gateway Fiber HoldingsFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

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