St. Charles County property record for 1409 Garnet Dr, O Fallon, MO 63366
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3 ba · 2,201 sqft · built 2012 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $172,665 (May 2013) |
| Tax Bill | $3,659 (2024) |
| Deeds & Mortgages | Mar 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | T040300852 |
| Primary APN | T040300852 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,201 sqft Living Area |
| Gross Area | 3,336 sqft |
| 1st Floor Area | 1,476 sqft |
| Basement Area | 1,460 sqft |
| Finished Basement | 725 sqft |
| Unfinished Basement | 735 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick/Stone |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T040300852 |
|---|---|
| Street Address | 1409 GARNET DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-4793 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | VILLAS AT CRYSTAL RIDGE #2 LOT 3B |
| Legal Subdivision | VILLAS AT CRYSTAL RIDGE #2 |
| Legal Lot Number | 3B |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | O'FALLON |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 311602 |
Source: St. Charles County records, as of August 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1409 GARNET DR, O FALLON, MO 63366-4793 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2013 · Amount on Record |
| Deed Sale | May 2, 2013 · Amount on Record |
| Deed Document Number | 2013348670 |
| Deed Book / Page | 6009 / 1399 |
| Last Transfer Date | Mar 6, 2026 |
| Transfer Doc | 0000010854 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 10, 2026 |
| Property Address | 1409 GARNET DR, O FALLON, MO 63366-4793 |
| Document Number | 0000010854 |
| Map Reference | MB 40 PG 258 |
| Instrument Date | Mar 6, 2026 |
| Instrument | 2026R-010854 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1409 GARNET DR, O FALLON, MO 63366-4793 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $59,213 (-) | $311,647 (-) Building $311,647 | |
| 2025 | $59,213 (+7.13%) | $311,647 (+7.13%) Building $311,647 | |
| 2024 | $3,659.00 | ||
| 2023 | $55,272 | ||
| 2022 | $290,907 Building $290,907 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OFALLON PWS serves 32,515 people · EPA ID MO6010588 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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