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1410 Garnet Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1410 Garnet Dr, O Fallon, MO 63366

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 2,244 sqft · built 2011
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on Record
Last Sale$186,600 (Oct 2011)
Deeds & MortgagesAug 2026 Transfer
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNT040300877

Property Details

APN / Parcel Number

Primary APNT040300877
Alternative APN
  • 2-0140-9449-00-019A.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area2,244 sqft Living Area
Gross Area3,432 sqft
1st Floor Area1,496 sqft
Basement Area1,496 sqft
Finished Basement748 sqft
Unfinished Basement748 sqft

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleCondo/Apartment
Exterior MaterialBrick/Stone
Lot Area5,227 sqft (0.12 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area24 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT040300877
Street Address1410 GARNET DR
CityO FALLON
StateMO
Zip63366-4794
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionVILLAS AT CRYSTAL RIDGE #2 LOT 19A
Legal SubdivisionVILLAS AT CRYSTAL RIDGE #2
Legal Lot Number19A
JurisdictionST CHARLES MO
Township / Civil DivisionO'FALLON
Census Block Group5
Census Block5001
Census Tract311602

Owner

Source: St. Charles County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1410 GARNET DR, O FALLON, MO 63366-4794
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
CITY NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 27, 2011 · Amount on Record
Deed SaleOct 27, 2011 · Amount on Record
Prior SaleSep 20, 2011
Deed Document Number2011656830
Deed Book / Page5663 / 1473
Last Transfer DateAug 6, 2026
Transfer Doc0000037524
Record UpdatedSep 20, 2026

August 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionST CHARLES MO
Recording DateAug 7, 2026
Property Address1410 GARNET DR, O FALLON, MO 63366-4794
Document Number0000037524
Instrument DateAug 6, 2026
Instrument202637524
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1410 GARNET DR, O FALLON, MO 63366-4794

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1410 GARNET DR, O FALLON, MO 63366-4794
Transaction TypeMortgage
Record UpdatedSep 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1410 GARNET DR, O FALLON, MO 63366-4794

Mortgage

Document Number2021R076800
DateSep 14, 2021
Instrument2021R-076800
Lender
NameCITY NATIONAL BANK
TypeBank
AddressLOS ANGELES, CA 90071
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2036

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$59,402 (+7.18%)$312,642 (+7.18%) Building $312,642
2023$55,425
2022$291,710 Building $291,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Wisper ISP.

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