1412 Garnet Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1412 Garnet Dr, O Fallon, MO 63366

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 2,190 sqft · built 2011
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$224,000 (Jul 2020)
Tax Bill	$3,801 (2025)
Deeds & Mortgages	Oct 2024 Transfer Jul 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T040300878`

Property Details

APN / Parcel Number

Primary APN	`T040300878`
Alternative APN	`2-0140-9449-00-019B.0000000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,190 sqft Living Area
Gross Area	3,320 sqft
1st Floor Area	1,460 sqft
Basement Area	1,460 sqft
Finished Basement	730 sqft
Unfinished Basement	730 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	26 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T040300878
Street Address	1412 GARNET DR
City	O FALLON
State	MO
Zip	63366-4794
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VILLAS AT CRYSTAL RIDGE #2 LOT 19B
Legal Subdivision	VILLAS AT CRYSTAL RIDGE #2
Legal Lot Number	19B
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	5
Census Block	5001
Census Tract	311602

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1412 GARNET DR, O FALLON, MO 63366-4794
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2024	Intrafamily Transfer, Transfer
Jul 7, 2020	Warranty Deed, Transfer US TITLE-DES PERES
Sep 26, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2020 · Amount on Record
Deed Sale	Jul 7, 2020 · Amount on Record
Prior Sale	May 29, 2012 · Amount on Record
Deed Document Number	2020466110
Deed Book / Page	7338 / 736
Last Transfer Date	Sep 17, 2024
Transfer Doc	0000044370
Record Updated	Sep 20, 2026

October 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Oct 24, 2024
Property Address	1412 GARNET DR, O FALLON, MO 63366-4794
Document Number	0000044370
Map Reference	MB 40 PG 258
Instrument Date	Sep 17, 2024
Instrument	2024R-044370
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1412 GARNET DR, O FALLON, MO 63366-4794

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1412 GARNET DR, O FALLON, MO 63366-4794

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 7, 2020
Property Address	1412 GARNET DR, O FALLON, MO 63366-4794
Document Number	0073380736
Book / Page	007338 / 000736
Instrument Date	Jun 26, 2020
Instrument	466110
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	US TITLE-DES PERES

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1412 GARNET DR O FALLON MO 633664794, O FALLON, MO 63366-4794

September 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST CHARLES MO
Recording Date	Sep 26, 2017
Property Address	1412 GARNET DR, O FALLON, MO 63366-4794
Document Number	0068131353
Book / Page	006813 / 001353
Instrument Date	Sep 22, 2017
Instrument	604610
Transaction Type	Transfer
Record Updated	Oct 2, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1412 GARNET DR O FALLON MO 633664794, O FALLON, MO 63366-4794

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,136 (-)	$311,244 (-) Building $311,244
2025	$3,801.00	$59,136 (+7.07%)	$311,244 (+7.07%)
2023		$55,231
2022			$290,687 Building $290,687

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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