14124 Riverdowns North Ter, Midlothian, VA 23113 Property Records

Chesterfield County property record for 14124 Riverdowns North Ter, Midlothian, VA 23113

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,301 sqft · built 2005
Lot Size0.505 acres (21,998 sqft)
OwnerIndividual Name on Record
Last Sale$457,595 (Oct 2005)
Tax Bill$5,947 (2026)
Deeds & MortgagesMar 2021 Refinance
Mar 2021 Refinance
Flood ZoneZone X (moderate risk)
APN728-72-72-24-100-000

Property Details

APN / Parcel Number

Primary APN728-72-72-24-100-000
Alternative APN
  • 314275002

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,301 sqft Finished Area
1st Floor Area173 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleOther
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeMasonry
Roof MaterialComposition Shingle
Lot Area21,998 sqft (0.505 acres)
Garage Area551 sqft
Parking Spaces2 Parking Spaces
Deck Area168 sqft
Patio Area168 sqft
Balcony Area42 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelGas
SewerSeptic

Location & Zoning

Account Number314275002
Street Address14124 RIVERDOWNS NORTH TER
CityMIDLOTHIAN
StateVA
Zip23113-3798
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15 - SING
Legal DescriptionLENOX FOREST SEC 3 006
Legal SubdivisionLENOX FOREST
Legal Lot Number6
JurisdictionCHESTERFIELD VA
Township / Civil DivisionMIDLOTHIAN
Census Block Group3
Census Block3000
Census Tract100926

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedKeswick
listed 1974 · 8 contributing resources · NRIS 74002144

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address14124 RIVERDOWNS NORTH TER, MIDLOTHIAN, VA 23113-3798
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
LOANDEPOT.COM LLC
Mar 29, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 14, 2005 · Amount on Record
Deed SaleOct 14, 2005 · Amount on Record
Deed Book / Page6706 / 492
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address14124 RIVERDOWNS NORTH TER, MIDLOTHIAN, VA 23113-3798
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number013327-686
DateMar 29, 2021
Book Page13327/686
Instrument2021020338
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueApr 1, 2036
Interest
Rate TypeFixed Rate

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address14124 RIVERDOWNS NORTH TER, MIDLOTHIAN, VA 23113-3798
Transaction TypeMortgage
Record UpdatedAug 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number13327-686
DateMar 29, 2021
Book Page13327/686
Instrument2021020338
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueApr 1, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,947.00 (+12.27%)$665,400 (+0.57%) Land $195,000 Building $470,400$665,400 (+0.57%) Land $195,000 Building $470,400
2025$661,600 (+14.19%) Land $195,000 Building $466,600$661,600 (+14.19%) Land $195,000 Building $466,600
2023$5,297.00$579,400 Land $156,000 Building $423,400$579,400 Land $156,000 Building $423,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims25 (1979–2010)
Claims Outside the SFHA2 of 25
Most Recent ClaimJan 2010 · other causes
Claims by Event
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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