Chesterfield County property record for 14112 Riverdowns North Ter, Midlothian, VA 23113
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,163 sqft · built 2005 |
| Lot Size | 0.568 acres (24,742 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,500 (Jul 2017) |
| Tax Bill | $6,039 (2026) |
| Deeds & Mortgages | Jun 2023 Mortgage Jan 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 728-72-70-32-700-000 |
| Primary APN | 728-72-70-32-700-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,163 sqft Finished Area |
| 1st Floor Area | 608 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 24,742 sqft (0.568 acres) |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 510 sqft |
| Porch | Slab |
| Porch Area | 114 sqft |
| Deck Area | 146 sqft |
| Patio Area | 644 sqft |
| Balcony Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 389580001 |
|---|---|
| Street Address | 14112 RIVERDOWNS NORTH TER |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23113-3798 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 - SING |
| Legal Description | LENOX FOREST SEC 3 004 |
| Legal Subdivision | LENOX FOREST |
| Legal Lot Number | 4 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MIDLOTHIAN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 100926 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Keswick listed 1974 · 8 contributing resources · NRIS 74002144 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
14112 Riverdowns North Ter is owned and occupied by two individuals who bought it in July 2017.
Source: Chesterfield County records, as of June 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14112 RIVERDOWNS NORTH TER, MIDLOTHIAN, VA 23113-3798 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 20, 2023 | Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH ONE FEDERAL CREDIT UNION |
| Jan 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Jul 10, 2017 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2017 · Amount on File |
| Deed Sale | Jul 10, 2017 · Amount on File |
| Prior Sale | Jun 23, 2005 · Amount on File |
| Deed Document Number | 201726926 |
| Deed Book / Page | 11681 / 114 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 14112 RIVERDOWNS NORTH TER, MIDLOTHIAN, VA 23113-3798 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0014296-51 |
|---|---|
| Date | Jun 20, 2023 |
| Book Page | 14296/51 |
| Instrument | 2023017513 |
| Name | COMMONWEALTH ONE FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 29, 2038 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 14112 RIVERDOWNS NORTH TER, MIDLOTHIAN, VA 23113-3798 |
| Document Number | 12199519 |
| Instrument Date | Jan 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2019 |
| Name | Verified Name |
|---|
| Document Number | 12199519 |
|---|---|
| Date | Jan 14, 2019 |
| Book Page | 012199/000519 |
| Instrument | 1351 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 13, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Jul 10, 2017 |
| Property Address | 14112 RIVERDOWNS NORTH TER, MIDLOTHIAN, VA 23113-3798 |
| Document Number | 11681114 |
| Book / Page | 011681 / 000114 |
| Instrument Date | Jun 26, 2017 |
| Instrument | 26926 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $481.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14112 RIVERDOWNS NORTH TER MIDLOTHIAN VA 231133798, MIDLOTHIAN, VA 23113-3798 |
| Document Number | 11681118 |
|---|---|
| Date | Jul 10, 2017 |
| Book Page | 011681/000118 |
| Instrument | 26927 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 9, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
The 2026 property tax bill for 14112 Riverdowns North Ter was $6,039.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,039.00 | $675,800 (+0.57%) Land $195,000 Building $480,800 | $675,800 (+0.57%) Land $195,000 Building $480,800 |
| 2025 | $672,000 Land $195,000 Building $477,000 | $672,000 Land $195,000 Building $477,000 | |
| 2023 | $5,438.00 | $594,900 Land $156,000 Building $438,900 | $594,900 Land $156,000 Building $438,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14112 Riverdowns North Ter in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 25 (1979–2010) |
| Claims Outside the SFHA | 2 of 25 |
| Most Recent Claim | Jan 2010 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14112 Riverdowns North Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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