Chesterfield County property record for 14118 Riverdowns North Ter, Midlothian, VA 23113
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,834 sqft · built 2005 |
| Lot Size | 0.505 acres (21,998 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $716,500 (Sep 2021) |
| Tax Bill | $7,176 (2026) |
| Deeds & Mortgages | Jan 2022 Refinance Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 728-72-71-33-400-000 |
| Primary APN | 728-72-71-33-400-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,834 sqft Finished Area |
| 1st Floor Area | 555 sqft |
| Utility Area | 96 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Other |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 21,998 sqft (0.505 acres) |
| Garage Area | 673 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 576 sqft |
|---|---|
| Porch | Patio |
| Porch Area | 224 sqft |
| Deck Area | 292 sqft |
| Patio Area | 526 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 430097000 |
|---|---|
| Street Address | 14118 RIVERDOWNS NORTH TER |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23113-3798 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 - SING |
| Legal Description | LENOX FOREST SEC 3 005 |
| Legal Subdivision | LENOX FOREST |
| Legal Lot Number | 5 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MIDLOTHIAN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 100926 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Keswick listed 1974 · 8 contributing resources · NRIS 74002144 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Chesterfield County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 14118 RIVERDOWNS NORTH TER, MIDLOTHIAN, VA 23113-3798 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Sep 2, 2021 | Warranty Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC |
| May 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2021 · Amount on Record |
| Deed Sale | Sep 2, 2021 · Amount on Record |
| Prior Sale | Aug 30, 2005 · Amount on Record |
| Deed Document Number | 202157056 |
| Deed Book / Page | 13609 / 382 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 14118 RIVERDOWNS NORTH TER, MIDLOTHIAN, VA 23113-3798 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 013816-130 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 13816/130 |
| Instrument | 2022002463 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Sep 2, 2021 |
| Property Address | 14118 RIVERDOWNS NORTH TER, MIDLOTHIAN, VA 23113-3798 |
| Document Number | 13609-382 |
| Book / Page | 13609 / 382 |
| Instrument Date | Aug 26, 2021 |
| Instrument | 2021057056 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14118 RIVERDOWNS NORTH TER, MIDLOTHIAN, VA 23113-3798 |
| Document Number | 2021057057 |
|---|---|
| Date | Sep 2, 2021 |
| Instrument | 2021057057 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Oct 1, 2026 |
| Change Frequency | 5 Years |
| Margin | 2 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 14118 RIVERDOWNS NORTH TER, MIDLOTHIAN, VA 23113-3798 |
| Document Number | 12308936 |
| Instrument Date | May 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 14118 RIVERDOWNS NORTH TER MIDLOTHIAN VA 231133798, MIDLOTHIAN, VA 23113-3798 |
| Document Number | 12308936 |
|---|---|
| Date | May 17, 2019 |
| Book Page | 012308/000936 |
| Instrument | 17439 |
| Name | TOWNEBANK MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 16, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,176.00 (+9.51%) | $803,500 (+0.6%) Land $195,000 Building $608,500 | $803,500 (+0.6%) Land $195,000 Building $608,500 |
| 2025 | $798,700 (+11.33%) Land $195,000 Building $603,700 | $798,700 (+11.33%) Land $195,000 Building $603,700 | |
| 2023 | $6,553.00 | $717,400 Land $156,000 Building $561,400 | $717,400 Land $156,000 Building $561,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 25 (1979–2010) |
| Claims Outside the SFHA | 2 of 25 |
| Most Recent Claim | Jan 2010 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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