Chesterfield County property record for 14106 Riverdowns North Ter, Midlothian, VA 23113
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,459 sqft · built 2005 |
| Lot Size | 0.574 acres (25,003 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $654,452 (Aug 2021) |
| Tax Bill | $6,502 (2026) |
| Deeds & Mortgages | Sep 2022 Line of Credit Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 727-72-79-71-600-000 |
| Primary APN | 727-72-79-71-600-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,459 sqft Finished Area |
| 1st Floor Area | 552 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 25,003 sqft (0.574 acres) |
| Garage Area | 531 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Deck Area | Deck Area |
| Patio Area | 204 sqft |
| Balcony Area | 18 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 428385000 |
|---|---|
| Street Address | 14106 RIVERDOWNS NORTH TER |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23113-3798 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 - SING |
| Legal Description | LENOX FOREST SEC 3 003 |
| Legal Subdivision | LENOX FOREST |
| Legal Lot Number | 3 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MIDLOTHIAN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 100926 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Keswick listed 1974 · 8 contributing resources · NRIS 74002144 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Chesterfield County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14106 RIVERDOWNS NORTH TER, MIDLOTHIAN, VA 23113-3798 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS AND FARMERS BANK |
| Aug 2, 2021 | Warranty Deed, Transfer · Conventional Mortgage C&F MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2021 · Amount on Record |
| Deed Sale | Aug 2, 2021 · Amount on Record |
| Prior Sale | Nov 19, 2009 · Amount on Record |
| Deed Document Number | 202149466 |
| Deed Book / Page | 13550 / 60 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 14106 RIVERDOWNS NORTH TER, MIDLOTHIAN, VA 23113-3798 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0014095-41 |
|---|---|
| Date | Sep 23, 2022 |
| Book Page | 14095/41 |
| Instrument | 2022041363 |
| Name | CITIZENS AND FARMERS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Aug 2, 2021 |
| Property Address | 14106 RIVERDOWNS NORTH TER, MIDLOTHIAN, VA 23113-3798 |
| Document Number | 13550-60 |
| Book / Page | 13550 / 60 |
| Instrument Date | Jul 27, 2021 |
| Instrument | 2021049466 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14106 RIVERDOWNS NORTH TER, MIDLOTHIAN, VA 23113-3798 |
| Document Number | 2021049467 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 2021049467 |
| Name | C&F MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,502.00 (+11.93%) | $727,800 (+0.61%) Land $195,000 Building $532,800 | $727,800 (+0.61%) Land $195,000 Building $532,800 |
| 2025 | $723,400 (+13.8%) Land $195,000 Building $528,400 | $723,400 (+13.8%) Land $195,000 Building $528,400 | |
| 2023 | $5,809.00 | $635,700 Land $156,000 Building $479,700 | $635,700 Land $156,000 Building $479,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 25 (1979–2010) |
| Claims Outside the SFHA | 2 of 25 |
| Most Recent Claim | Jan 2010 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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