1412 Surrey Loop, Foley, AL 36535 Property Records

Baldwin County property record for 1412 Surrey Loop, Foley, AL 36535

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,892 sqft · built 2019
Lot Size0.204 acres (8,904 sqft)
OwnerIndividual Name on Record
Last Sale$22,700 (Aug 2019)
Tax Bill$866 (2026)
Deeds & MortgagesFeb 2021 Mortgage
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN54-04-20-3-000-003.014

Property Details

APN / Parcel Number

Primary APN54-04-20-3-000-003.014
Alternative APNs
  • 378360
  • 359547

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,892 sqft Heated Area
1st Floor Area1,892 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,904 sqft (0.204 acres)
Lot Dimensions116 ft deep x 54.1 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number359547
Street Address1412 SURREY LOOP
CityFOLEY
StateAL
Zip36535-1588
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description54.1' X 116.9' IRR LOT 84 CYPRESS GATES SUB PHASE 1-B SLIDE2644-D & E LYING IN THE CITY OF FOLEY SEC 20-T7S-R4E (WD/SURVIVORS
Legal SubdivisionCYPRESS GATES PH 1-B
Legal Phase1
Legal Lot Number84
JurisdictionBALDWIN AL
Township / Civil DivisionFOLEY
Census Block Group2
Census Block2000
Census Tract11501

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1412 SURREY LOOP, FOLEY, AL 36535-1588
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
May 4, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MTG
Aug 20, 2019Grant Deed, Subdivision Related Transfer · VA Mortgage
DSLD MTG LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2019 · Amount on Record
Deed SaleAug 20, 2019 · Amount on Record
Deed Document Number20191779235
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address1412 SURREY LOOP, FOLEY, AL 36535-1588
Transaction TypeMortgage
Record UpdatedJul 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001890580
DateFeb 11, 2021
Instrument1890580
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term346 Months
DueDec 1, 2049

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address1412 SURREY LOOP, FOLEY, AL 36535-1588
Document Number0001828407
Instrument DateMay 4, 2020
Transaction TypeMortgage
Record UpdatedMay 29, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1412 SURREY LOOP FOLEY AL 365351588, FOLEY, AL 36535-1588

Mortgage

Document Number0001828407
DateMay 15, 2020
Instrument1828407
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 14, 2050

August 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionBALDWIN AL
Recording DateAug 20, 2019
Property Address1412 SURREY LOOP, FOLEY, AL 36535-1588
Document Number0001779235
Instrument DateAug 16, 2019
Instrument1779235
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 25, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$223.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1412 SURREY LOOP FOLEY AL 365351588, FOLEY, AL 36535-1588

Mortgage

Document Number1779236
DateAug 20, 2019
Instrument1779236
Lender
NameDSLD MTG LLC
AddressBATON ROUGE, LA 70816
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 19, 2049

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
MunicipalityFoley City
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$866.00 (+0.93%) Homeowner's exemption Senior Citizen's exemption
2025$858.00 (+4.25%)$33,120 (+4.22%) Land $4,760 Building $28,360$333,700 (+5%) Land $47,900 Building $285,800
2023$823.00 (+21.75%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$31,780 (+21.02%)$317,800 (+21.07%) Land $45,400 Building $272,400
2022$676.00 (+14.97%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$26,260$262,500 Land $46,400 Building $216,100
2021$588.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims10 (1979–2020)
Claims Outside the SFHA7 of 10
Most Recent ClaimSep 2020 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 56% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FOLEY, UTILITIES BOARD OF THE
serves 50,919 people · EPA ID AL0000036
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
Brightspeed
Fiber
2,000 / 2,000
Point Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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