1408 Surrey Loop, Foley, AL 36535 Property Records

Baldwin County property record for 1408 Surrey Loop, Foley, AL 36535 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,751 sqft · built 2020
Lot Size	0.171 acres (7,490 sqft)
Owner	Individual Name on File
Last Sale	$297,000 (Mar 2022)
Tax Bill	$1,166 (2023)
Deeds & Mortgages	Jun 2023 Line of Credit Mar 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`54-04-20-3-000-003.015`

Property Details

APN / Parcel Number

Primary APN	`54-04-20-3-000-003.015`
Alternative APNs	`378361` `385045` `551392`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,751 sqft Heated Area
1st Floor Area	1,751 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,490 sqft (0.171 acres)
Lot Dimensions	113 ft deep x 54.1 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	551392
Street Address	1408 SURREY LOOP
City	FOLEY
State	AL
Zip	36535-1588
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 85 CYPRESS GATES SUB PHASE 1-B SLIDE 2644-D & E
Legal Subdivision	CYPRESS GATES PH 1-B
Legal Phase	1
Legal Lot Number	85
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	2
Census Block	2000
Census Tract	11501

Owner

Source: Baldwin County records · APN 54-04-20-3-000-003.015

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1408 SURREY LOOP, FOLEY, AL 36535-1588
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 08, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 29, 2022	Warranty Deed, Transfer
Mar 17, 2022	Warranty Deed, Transfer
Mar 09, 2021	Warranty Deed, Transfer
Jan 19, 2021	Warranty Deed, Subdivision Related Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 29, 2022 · Amount on Record
Deed Sale	Mar 29, 2022 · Amount on Record
Prior Sale	Mar 17, 2022 · Amount on Record
Deed Document Number	20221988582
Record Updated	Jun 08, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	1408 SURREY LOOP, FOLEY, AL 36535-1588
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 SURREY LOOP, FOLEY, AL 36535-1588

Mortgage

Document Number	0002068171
Date	Jun 08, 2023
Instrument	2068171

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	May 28, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Mar 29, 2022
Property Address	1408 SURREY LOOP, FOLEY, AL 36535-1588
Document Number	0001988582
Map Reference	SL 2644-D
Instrument Date	Mar 22, 2022
Instrument	1988582
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1395 SURREY LOOP, FOLEY, AL 36535-1627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 SURREY LOOP, FOLEY, AL 36535-1588

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Mar 17, 2022
Property Address	1408 SURREY LOOP, FOLEY, AL 36535-1588
Document Number	0001985918
Map Reference	SL 2644-D
Instrument Date	Mar 15, 2022
Instrument	1985918
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2213 COLLEGE ST SE, DECATUR, AL 35601-4531

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	1395 SURREY LOOP, FOLEY, AL 36535-1627

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Mar 09, 2021
Property Address	1408 SURREY LOOP, FOLEY, AL 36535-1588
Document Number	0001896404
Map Reference	SL 2644-D
Instrument Date	Mar 08, 2021
Instrument	1896404
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1395 SURREY LOOP, FOLEY, AL 36535-1627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2213 COLLEGE STREET SE, FOLEY, AL 36535

January 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jan 19, 2021
Property Address	1408 SURREY LOOP, FOLEY, AL 36535-1588
Document Number	0001884433
Instrument Date	Jan 19, 2021
Instrument	1884433
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 09, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$213.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1408 SURREY LOOP FOLEY AL 365351588, FOLEY, AL 36535-1588

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Foley City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$31,540 (+5.06%) Land $4,760 Building $26,780	$318,000 (+5.93%) Land $47,900 Building $270,100
2023	$1,166.00 (-29.2%)	$30,020 (-39.86%)	$300,200 (+20.27%) Land $45,400 Building $254,800
2022	$1,647.00 (+49.86%)	$49,920	$249,600 Land $46,400 Building $203,200
2021	$1,099.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010030115012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	10 (1979–2020)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2020, rainfall accumulation
Claims By Storm	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 418 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Telapex	Fiber	8,000 / 8,000
Brightspeed	Fiber	2,000 / 2,000
Point Broadband Fiber Holding	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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