1423 Surrey Loop, Foley, AL 36535 Property Records

Baldwin County property record for 1423 Surrey Loop, Foley, AL 36535 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,815 sqft · built 2014
Lot Size	0.145 acres (6,300 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Oct 2021)
Deeds & Mortgages	Oct 2021 Sale Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`54-04-20-3-000-001.027`

Property Details

APN / Parcel Number

Primary APN	`54-04-20-3-000-001.027`
Alternative APNs	`284122` `319361` `390034`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,815 sqft Heated Area
1st Floor Area	1,815 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,300 sqft (0.145 acres)
Lot Dimensions	105 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	390034
Street Address	1423 SURREY LOOP
City	FOLEY
State	AL
Zip	36535-1587
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	60' X 105' LOT 51 CYPRESS GATES SUB PHASE 1-A SLIDE 2295-B IN THE CITY OF FOLEY SEC 20-T7S-R4E (WD/SURVIVORSHIP)
Legal Subdivision	CYPRESS GATES PH 1-A
Legal Phase	1
Legal Lot Number	51
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	2
Census Block	2001
Census Tract	11501

Owner

Source: Baldwin County records · APN 54-04-20-3-000-001.027

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1423 SURREY LOOP, FOLEY, AL 36535-1587
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Oct 05, 2021	Warranty Deed, Transfer
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALABAMA CU
Jun 26, 2019	Grant Deed, Transfer · Conventional Mortgage ALABAMA CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 05, 2021 · Amount on Record
Deed Sale	Oct 05, 2021 · Amount on Record
Prior Sale	Jun 26, 2019 · Amount on Record
Deed Document Number	20211949156
Record Updated	Jun 08, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Oct 05, 2021
Property Address	1423 SURREY LOOP, FOLEY, AL 36535-1587
Document Number	0001949156
Map Reference	SL 2295-B
Instrument Date	Oct 01, 2021
Instrument	1949156
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9598 KEY WEST DR, FAIRHOPE, AL 36532-5841

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1423 SURREY LOOP, FOLEY, AL 36535-1587

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	1423 SURREY LOOP, FOLEY, AL 36535-1587
Document Number	0001845353
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 PAUL W BRYANT DR E TUSCALOOSA AL 354012007, TUSCALOOSA, AL 35401-2007

Mortgage

Document Number	0001845353
Date	Jul 27, 2020
Instrument	1845353

Lender

Name	ALABAMA CU
Type	Credit Union
Address	TUSCALOOSA, AL 35401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALDWIN AL
Recording Date	Jun 26, 2019
Property Address	1423 SURREY LOOP, FOLEY, AL 36535-1587
Document Number	0001768273
Instrument Date	Jun 25, 2019
Instrument	1768273
Transaction Type	Transfer
Record Updated	Jul 08, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$223.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1423 SURREY LOOP FOLEY AL 365351587, FOLEY, AL 36535-1587

Mortgage

Document Number	1768274
Date	Jun 26, 2019
Instrument	1768274

Lender

Name	ALABAMA CU
Type	Credit Union
Address	TUSCALOOSA, AL 35401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Foley City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,800 (+4.19%) Land $4,780 Building $30,020	$350,000 (+4.82%) Land $47,900 Building $302,100
2023	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$33,400 (+20.75%)	$333,900 (+20.76%) Land $45,400 Building $288,500
2022	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$27,660	$276,500 Land $46,400 Building $230,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010030115012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	10 (1979–2020)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2020, rainfall accumulation
Claims By Storm	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 418 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Telapex	Fiber	8,000 / 8,000
Brightspeed	Fiber	2,000 / 2,000
Point Broadband Fiber Holding	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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